Wells Fargo Propel Approved - 2 Years post ch7 - Page 2 - myFICO® Forums - 5999362

myFICO® Forums

Get Access Now

@nuohlac wrote:
Congratulations on your approval!!! Wells Fargo at that they are a tough nut to crack. If you dont mind would you please share your DP's? It sounds like you may have real footing in a very solid rebuild going on. That could really help some people.

Thank you!!

CH7 filed on 11/2017, discharged on 2/2018. Started off right away (1/2018) with a Discover secured card, Target Red Card and Kohls Card. Discover graduated, Target had routine CLI's and upgraded me to a mastercard. In mid 2019 I got a Wells Fargo Secured card which just graduated now in May 2020 and I applied for the Propel and was instantly approved. No other accounts w/ Wells Fargo

Message 11 of 20

Congratulations on your approval!

Message 12 of 20

Congratulations on your Wells Fargo Propel approval!

Current Cards (in order of approval):

Current FICO 8 | 9 (April 2024):

Credit Age:

Inquiries (6/12/24):

Banks & CUs:

Message 13 of 20

Congrats on your approval.

AAoA 6yrs 3mos | Inquries: TU5/EQ5/EX8 | Utilization: 9% | Mortgage: 1 | Auto Loan: 2 | Personal Loan: 2 | Derogatory: 0

Citi Custom Cash $4,000

US Bank Platinum $5,000

Chase Sapphire Preferred $15,000

Chase Amazon VISA $3,000

Chase Southwest VISA $7,000

Overstock $24,150

Discover It Cash $3,800

Discover It $14,500

AMEX Business Bonvoy $10,000

AMEX Business Cash $6,000

Amex Hilton Surpass $5,000

Amex Delta Skymiles $6,000

New York & Co $4,000

BrylaneHome $4,000

Macy's Store Card $8,600

Macy's Amex $25,000

AU TJ Max $10,000

AU Cap1 Walmart $5,500

Amazon Prime Store Card $10,000

PayPal World MC $20,000

PenFed Power Cash Rewards $17,500

PenFed Platinum $15,000

Capital One Quicksilver $3,500

Apple Card $4,500

Aspiration Zero $20,000

GAP Barclays $3,000

Venmo Visa $15,000

X1 VISA $26,000

Gemini MC $15,000

BoA Americard $14,000

Wells Fargo Autograph $2,500

Alliant VISA $8,000

Citi Costco AU $10,000

> >CREDIT UNION

Navy Federal Credit Union: Savings/Checking

Langley Federal Credit Union: Savings/Checking

University of Hawaii Credit Union

Alliant Credit Union: Savings/Checking

PenFed Credit Union: Savings/PL

EX- 585, TU- 583, EQ- 563 | CURRENT SCORE UPDATED: 2/2023 -> FICO 8 EX 754 TU 741 EQ 755 | FICO 9 EX 747 EQ 763 TU 756

Message 14 of 20

Potential Future Cards

Message 15 of 20

Congratulations

Message 16 of 20

Congrats @Anonymous! WF is usually pretty prone to start folks out low but you got a decent SL with them. Keep at it!

$51,400 BofA Custom Cash Rewards VS

$8,000 Target MC

$25,000 PCM Platinum Rewards MC

$25,000 Fidelity Rewards VS

$40,000 Amex Blue Cash Preferred

NPSL Amex Platinum

$25,000 Macys Platinum Amex

$27,000 USAA Preferred Cash Rewards Amex

Chase Ink Cash $4,000

$74,500 Chase AmazonPrime Rewards VS

$43,900 PenFed Pathfinder Rewards VS

$7,500 Business Prime American Express

$6,500 Marriott Premier Plus Business VS

$80,000 Navy Flagship Rewards VS

$10,000 Wells Fargo Bilt MC

Message 17 of 20

Congratulations on your approval!

Message 18 of 20

Congratulations on your approval!

Hey look ma! I’m finally in the 700 club.

March 2020 - (EX) 730 (EQ) 707 (TU) 702

January 2023 - (EX) 772 (EQ) 789 (TU) 789

Message 19 of 20

Congratulations!

Message 20 of 20