I was under the impression that the only way to go a CLI from Wells Fargo was via HP with a rep over the phone.
Called today and found out they will initiate your request, take your income and expense info then submit via SP. They already provide me my EX F9 every month. You are then told you're approved for what you requested, they will counter at a different offer or tell you "further review is needed" and if so, THEN they do a HP if you agree to the HP. A nice stop-gap in the process.
Requested $5000 CLI on my CashWise and was granted $4200, accepted offer without HP.
Requested $5000 on my Rewards Visa Signature and was granted $500 (likely because I asked for the CashWise first since that card had the lower limit), accepted offer without HP.
Less than 10 minute call for both cards...easy enough...Thanks Wells Fargo!
... Less than 10 minute call for both cards ...
Nicely done -- Congratulations! My last two WF CLI were done as you describe. Easy peasy.
Great job. Yes ive mentioned this before. Its a great process though ive never gone the hp route as i know in my heart they wont grant more sanz heavy spend