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Wells Fargo SP CLI's

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Valued Contributor

Wells Fargo SP CLI's

I was under the impression that the only way to go a CLI from Wells Fargo was via HP with a rep over the phone.

Called today and found out they will initiate your request, take your income and expense info then submit via SP.  They already provide me my EX F9 every month. You are then told you're approved for what you requested, they will counter at a different offer or tell you "further review is needed" and if so, THEN they do a HP if you agree to the HP.  A nice stop-gap in the process.

 

Requested $5000 CLI on my CashWise and was granted $4200, accepted offer without HP.

Requested $5000 on my Rewards Visa Signature and was granted $500 (likely because I asked for the CashWise first since that card had the lower limit), accepted offer without HP.

 

Less than 10 minute call for both cards...easy enough...Thanks Wells Fargo!

Message 1 of 38
37 REPLIES 37
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Moderator

Re: Wells Fargo SP CLI's

Grats on your double play with Wells Smiley Happy
Message 2 of 38
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Valued Contributor

Re: Wells Fargo SP CLI's


@cashorcharge wrote:

... Less than 10 minute call for both cards ...


Nicely done -- Congratulations! Smiley Happy My last two WF CLI were done as you describe. Easy peasy.

Starting Score: (5/24/2018) -- FICO 08 EXP: 643; FICO 08 TU: 642; FICO 08 EQ: 677
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2020 Goal Score: 760 across the board


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Message 3 of 38
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Super Contributor

Re: Wells Fargo SP CLI's

Congratulations on your CLIs!
Message 4 of 38
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Valued Contributor

Re: Wells Fargo SP CLI's

@cashorcharge Good DP! Now, I just need for them to approve a card for me so I can test your process 😂😂😂

 

Seriously a great way to start your weekend!!! Congrats!!

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Message 5 of 38
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Valued Contributor

Re: Wells Fargo SP CLI's


@James_A wrote:

@cashorcharge wrote:

... Less than 10 minute call for both cards ...


Nicely done -- Congratulations! Smiley Happy My last two WF CLI were done as you describe. Easy peasy.


Absolutely @James_A !  I had no idea...these cards had been sitting with their original limits for so long now.  Thanks!

Message 6 of 38
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Valued Contributor

Re: Wells Fargo SP CLI's


@newmomnewme wrote:

@cashorcharge Good DP! Now, I just need for them to approve a card for me so I can test your process 😂😂😂

 

Seriously a great way to start your weekend!!! Congrats!!


My Thoughts Exactly @newmomnewme !!

Thanks!

Message 7 of 38
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Epic Contributor

Re: Wells Fargo SP CLI's

Congratulations on your WF CLI's fiesta.gif

Message 8 of 38
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Valued Contributor

Re: Wells Fargo SP CLI's

Congratulations on your CLI's!!!








Message 9 of 38
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Community Leader
Mega Contributor

Re: Wells Fargo SP CLI's

Great job. Yes ive mentioned this before. Its a great process though ive never gone the hp route as i know in my heart they wont grant more sanz heavy spendSmiley Wink

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