Wells Fargo Secured Approved!

ObeyJohnny12 · ‎03-02-2019

Hi everyone! Its been a long while since i posted here again.

This forum helped me so much when i was starting out in the credit world but after some bad decisions here I am once again trying to repair my credit.

I was approved for the WF secured card with a 7000.00 cl. (Of course its my secured deposit)

Tho now that i was approved i wanted to make another deposit and bring it to a 10,000 cl which is their cap.

Does anyone know if its gonna result in a hp even tho its a secured deposit?

Hoping to grow in the garden with all of you guys!!

Wells Fargo Secured - 7k
Opensky - 5k
Rebuilding One Day At A Time.

Anonymous · ‎03-02-2019

Congrats on approval !!!!!

800FICOGoal · ‎03-03-2019

@ObeyJohnny12 wrote:
Does anyone know if its gonna result in a hp even tho its a secured deposit?

Yes, there will be a HP even for the secured card.

Rebuild Cards

Goal Cards

Loans

Anonymous · ‎03-03-2019

Congratulations!

Anonymous · ‎03-03-2019

Congrats on your success!!

Remedios · ‎03-03-2019

Congrats on your approval

simplynoir · ‎03-03-2019

Congratulations on your new card

19eighty5 · ‎03-03-2019

Congratulations on your approval!

FICO 8 (Feb 2018):EX- 519, TU- 530, EQ- 545
FICO 8 (Sept 2022):EX- 706, TU- 685, EQ- 684
What's in my wallet:

AMEX Delta SkyMiles Reserve | $2,800 | February 2019

AMEX Marriott Bonvoy Brilliant | $3,100 | August 2019

BOA BankAmericard AU | $4,500 | May 2004

Citi CostCo Anywhere Visa | $4,780 | March 2020

Citi Macy's Star Rewards | $11,100 | September 2021

Comenity Overstock | $7,100 | August 2018

Goldman Sachs Apple Card | $6,000 | March 2020

Synchrony CareCredit | $12,000 | October 2018

Synchrony Lowe's Advantage | $5,000 | March 2020

Audi e-tron - Audi Financial | $85K/72mo/3.24% | March 2022

Anonymous · ‎03-05-2019

Congrats and good luck.

sjt · ‎03-05-2019

Congrats on the approval.

You might want to consider using that extra $3K and open a secured Citibank MC or Discover Card. Citibank will unsecure no later than 18 months. Alot of people have been unsecured at 11-12 months. Plus you can product change to another card like DC. Discover will unsecure at 7 plus months.

American Express: Platinum Charge, Optima, Business Gold, Delta Business Reserve, Business Cash, Business Plus
Barclays: Arrival+ WEMC
Capital One: Savor WEMC, Venture X Visa Infinite
Chase: Freedom U Visa Signature, CSR Visa Infinite
Citibank: AAdvantage Platinum WEMC
Elan/US Bank: Fidelity Visa Signature
Credit Union: Cash Back Visa Signature
FICO 08: Score decrease between 26-41 points after auto payoff (11.01.21) FICO as of 5.23, EX: 812 / EQ: 825 / TU: 815