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Wells Fargo and more

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sarge12
Senior Contributor

Wells Fargo and more

OK I jumped out of the garden to get a CLI on my Chase Amazon Prime Visa...got the 7-10 day message, required hard pull currently cl is 6000.

Increased Amex BCE credit limit with a sp from 10000-12700.

Then I used another hard pull for this.....Total cl increases of 17,700 plus whatever chase does or does not do in the next 7-10 days. I know the trust level for WF is low, but 150 SUB, 1.5% rewards, and 0% for first year.

 

 

Thank you for your application, XXXXX
Dear XXXXX,

We're writing to let you know we've received your application for a Wells Fargo Cash Wise Visa® Credit Card on April 01, 2017. Thank you for choosing Wells Fargo for your financial needs.

Please see below for further details and important next steps for your account(s).



Wells Fargo Cash Wise Visa® Credit CardReference Number: XXXXXXXX
Status: Approved

Your Wells Fargo credit card application has been approved with a $ 15000 credit line

 

TU fico08=812 07/16/23
EX fico08=809 07/16/23
EQ fico09=812 07/16/23
EX fico09=821 07/16/23
EQ fico bankcard08=832 07/16/23
TU Fico Bankcard 08=840 07/16/23
EQ NG1 fico=802 04/17/21
EQ Resilience index score=58 03/09/21
Unknown score from EX=784 used by Cap1 07/10/20
Message 1 of 30
29 REPLIES 29
peghede
Valued Contributor

Re: Wells Fargo and more

Nice cli and approval m8, but wf ughhhh...

Message 2 of 30
sarge12
Senior Contributor

Re: Wells Fargo and more


@peghede wrote:

Nice cli and aproval m8, but wf ughhhh


Yeah I know...but at least the feds will be watching them closely for a while...I can not imagine they would try any shennanegans again,,,,I'll probably SD the card after I recieve the SUB.

TU fico08=812 07/16/23
EX fico08=809 07/16/23
EQ fico09=812 07/16/23
EX fico09=821 07/16/23
EQ fico bankcard08=832 07/16/23
TU Fico Bankcard 08=840 07/16/23
EQ NG1 fico=802 04/17/21
EQ Resilience index score=58 03/09/21
Unknown score from EX=784 used by Cap1 07/10/20
Message 3 of 30
peghede
Valued Contributor

Re: Wells Fargo and more

Good point.Btw They love to hp when u cli.

Message 4 of 30
sarge12
Senior Contributor

Re: Wells Fargo and more


@peghede wrote:

Good point.Btw They love to hp when u cli.


With the fact that they gave me a 15,000 SL, I do not expect to ever request a CLI...that is now my highest CL of any card.

TU fico08=812 07/16/23
EX fico08=809 07/16/23
EQ fico09=812 07/16/23
EX fico09=821 07/16/23
EQ fico bankcard08=832 07/16/23
TU Fico Bankcard 08=840 07/16/23
EQ NG1 fico=802 04/17/21
EQ Resilience index score=58 03/09/21
Unknown score from EX=784 used by Cap1 07/10/20
Message 5 of 30
peghede
Valued Contributor

Re: Wells Fargo and more

wow ..why not get navy.your sl should be at least 20+k.And they dont cry like babyes when u use the limit.i have 60k with navy use it all the way up 60k and pif back within 30 days,they never cry.lol

Message 6 of 30
sarge12
Senior Contributor

Re: Wells Fargo and more

No family in military, although my estranged deceased father was in the navy...I know there are ways around that though, just never checked it out.

TU fico08=812 07/16/23
EX fico08=809 07/16/23
EQ fico09=812 07/16/23
EX fico09=821 07/16/23
EQ fico bankcard08=832 07/16/23
TU Fico Bankcard 08=840 07/16/23
EQ NG1 fico=802 04/17/21
EQ Resilience index score=58 03/09/21
Unknown score from EX=784 used by Cap1 07/10/20
Message 7 of 30
Anonymous
Not applicable

Re: Wells Fargo and more

Very nice. I have been thinking of this for a replacement to my QS.

Can I ask what your fico score was, who they pulled, and how many INQs you have?
Message 8 of 30
Anonymous
Not applicable

Re: Wells Fargo and more

Great approval! Awesome opening CL and from Wells Fargo ... that is something. They must love you already. Go enjoy the benefits Smiley Happy
Message 9 of 30
sarge12
Senior Contributor

Re: Wells Fargo and more


@Anonymous wrote:
Very nice. I have been thinking of this for a replacement to my QS.

Can I ask what your fico score was, who they pulled, and how many INQs you have?

Not sure from which CRA they pulled....scores were 806 Ex fico 08, 817 TU fico 08, 818 Eq fico 08...before these 2 pulls my inq were 2, 6, and 1 respectively and the most recent pull was about 8 months ago.

TU fico08=812 07/16/23
EX fico08=809 07/16/23
EQ fico09=812 07/16/23
EX fico09=821 07/16/23
EQ fico bankcard08=832 07/16/23
TU Fico Bankcard 08=840 07/16/23
EQ NG1 fico=802 04/17/21
EQ Resilience index score=58 03/09/21
Unknown score from EX=784 used by Cap1 07/10/20
Message 10 of 30
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