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Wells Fargo class act cli approved.

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firefox100
Valued Contributor

Wells Fargo class act cli approved.

 

Ok this is what happen with my Wells Fargo Propel card, I have 18K credit limit which started out back in December 2018 with starting limit of 7K. Last month I called Wells Fargo and ask for credit limit increase from 18K to 20K my last increase was back in July of this year. After taking my info, the customer rep said you get letter in 7 to 10 days then I said could please connect me to the credit department, which she did. The person from credit department told me your last increase is 3 months ago to soon call back next month then request credit increase. I ask credit good enough to get an increase, the lady said you will have no problem getting an increase next month I said thank you.

 

This morning I called Wells Fargo and ask for credit increase from 18K to 20K on income of 85K. Was on the phone for less then 2 minutes and lady said congratulations your new limit is now 20K. I said thank you, the rep this is nice start of day your my first call and I able to make your day. The only thing I can take away is Wells Fargo is still doing credit increases and my balance at time was zero and I have only spending 300 to 400 per month and paying before statement cuts, also the 4 month rulrule is a hard one can't get that one.

 

Ok My take is that Wells Fargo is still lending and BOA and Citi are not giving me any more increase. The only thing I can say about BoA is that they handle recon very nicely and tell you why with out watwating for letter. Citi Bank and Cap one there is no one to talk to, when I turned down by BOA I came not upset felt like I was  value customer, not with Citi or Cap one.

 

Message 1 of 8
7 REPLIES 7
M_Smart007
Legendary Contributor

Re: Wells Fargo class act cli approved.

Congrats ..

Message 2 of 8
AllZero
Mega Contributor

Re: Wells Fargo class act cli approved.

Congratulations on your CLI!
Message 3 of 8
stonedog23
Frequent Contributor

Re: Wells Fargo class act cli approved.

Congrats on that increase, they won't give me crap. 

NFCU GoRewards Sig ($40,000), NFCU Cash Rewards ($33,000), PenFed Power Cash ($25,000), FNBO Evergreen Visa ($20,000), PNC Cash Rewards ($18,400), PNC Cashbuilder ($18,700) , Bread Financial Amex($16,650), Discover It Cash ($9000), Citi Double Cash ($8600), Walmart MC ($8000), Bank of America Unlimited Cash Rewards ($7500), Fifth Third Unlimited Cash Back Mastercard ($7500), Wells Fargo Active Cash Sig($7000), Apple Card ($6000), Amex BCE($6000), Amex ED($6600), X1 Card ($5000), PNC Points ($8000), Amex Cash Magnet($2000), Fifth Third Truly Simple ($4000), Truist Spectrum Cash Rewards($4500), Truist Bright Card($4500), CapOne Quicksilver(Bucketed @$1500), US Bank Cash+ ($5,000), US Bank Cash+ ($1,000), Overstock($15,350), WF mortgage 195K Fico 8: EQ 778, TU 765, EX 756, FICO 9:EQ 805, TU 777, EX 751, AAoA-95 months, AoOA-27 years
Message 4 of 8
CreditAggie
Community Leader
Super Contributor

Re: Wells Fargo class act cli approved.

Congratulations on your Wells Fargo CLI!

Current Cards (in order of approval):

         
Current FICO 8 | 9 (February 2024):  
Credit Age:  
Inquiries (6/12/24):  
Banks & CUs:

Message 5 of 8
Anonymous
Not applicable

Re: Wells Fargo class act cli approved.

Congrats on your CLI! 

Yep, I can speak to my experience with Citi. I regularly use the card and PIF, even waited six months to request a CLI. No go.

Message 6 of 8
boomkattack
Established Member

Re: Wells Fargo class act cli approved.

Congrats!

Starting Scores: EQ 573 | TU 562 | EX 574 (7/2017)
Current FICO 8 Scores: EQ 699 (10/2021) | TU 718 (10/2021) | EX 703 (10/2021)
Goal Score: 750+


Amazon Prime Store - $6000 | CapOne Platinum - $1050 | Mission Lane Visa - $750 | Express Store - $750 | JCrew Store - $750 | CapOne Quicksilver - $700 | Forever21 Store - $250
Message 7 of 8
cashorcharge
Community Leader
Senior Contributor

Re: Wells Fargo class act cli approved.

Congratulations on your WF CLI!  

 

Message 8 of 8
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