I come back after my first post
https://ficoforums.myfico.com/t5/Credit-Cards/possibilities-of-approval-Propel-WF/m-p/5980822#M17118...
Apply to Wellsfargo Propel, cold without any pre-approval or invitation and these are my points.
They took experian.
These are my data:
+ Inquiries in the last 24 months: 22
+ New accounts in the last 12 months: 8
+ New accounts in the last 6 months: 3
+Information from my younger accounts:
-Freedom Unlimited: 800.00
-Visa Costco Anywhere: 8,500.00
-Blue cash: 2,000.00 (They just increased me with a Sof Pull to 5,000.00))
+ Oldest account was opened: 1.5 (years, months)
+ Average age in all accounts: 10 Months.
+ As I said they took Experian, and according to the wellsfargo application I have in
Fico Score 9 by Experian: 762
what qualifies me as excellent according to the wells fargo categories.
They only gave me 2,500, not a big limit, but I was behind that card because it suits my lifestyle.
I hope these points serve you for something.
One more thing my relationship with them is almost nil, I opened an account 2 months ago.
Surely what helped me was my annual income of around 70k.
