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Went on a CLI Spree!


Went on a CLI Spree!

My utilization was at 33% so i decided to Request some Credit Line Increases.


my Best buy VISA $3,300--> $8,300   HARD PULL     $5,000 increase

Citi Simplicity $15,000 --> $19,000 SOFT PULL          $4,000 increase

Citi thank you  Preferred $4750-->$6250 SOFT PULL  $1,500 increase

AMEX Blue cash Everyday $18,000--> $22,000 SOFT PULL     $4,000 increase

Capital one Quicksilver $6,500-->$7,250                       $750 increase

Barclaycard Ring $11,750  denied CLI due to high balance (SOFT PULL)

Chase FREEDOM $5,500  called and got immediately denied due to high utilization (HARD PULL)


The only reason  i have Capital One is because its my oldest account running at 11years and i would close Chase Freedom for being so stingy but those 5% cash back categories have me holding on. 


Overall it was a nice bump in my credit limits totaling up to $80,050! Smiley Very Happy

Regular Contributor

Re: Went on a CLI Spree!

Congrats! I just got a $3k CLI with CapOne and $3k CLI with Macy's... Feels good Smiley Happy

Late to the game but at least I'm getting started.

FICO 08 as of 2/7/20: EX – 712; EQ – 711; TU – 718 – still building
4/9/20: TU: 747 and EX: 730

New Cards:
Discover IT $12k (7/2019) CLI (4/2020): +2k
Uber VISA $7K (10/2019) --- whomp, whomp; SavorOne $10K (12/19) – P2
AMEX BCE $1K (10/2019) CLI (5/2020): +$2k (3x CLI yippee)

Biz Cards:
Chase Ink Business Cash (1/2020)

Back in the garden....

Goal cards:

1) Chase Ink Preferred (ads/shipping)
2) AMEX Blue Cash Preferred (hopefully I receive upgrade offer)
3) AMEX Blue Business Cash - Approved 6/1/20 (late game and after I’m done with Chase SUBs)
Maybe: US Bank Cash + VISA Signature Card (denied in 7/2019 with 2 inquiries) - maybe I'll try again for utilities and gym
Message 2 of 9
Epic Contributor

Re: Went on a CLI Spree!

you were busy, Congrats on your CLI's

popcorn eating emoticon.gif

Message 3 of 9
Valued Contributor

Re: Went on a CLI Spree!


awesome congratulations GIF by Slanted Studios

CONGRATS @XSUP3R_SNAKEX on your AWESOME  CLI Spree - That's how it's DONE!!! Smiley Wink

AMEX BCE $8K | AMEX Cash Magnet $15K | Citi DoubleCash WEMC $13.7K | Citi AAdvantage WEMC $14K | Citi Costco VS $12K
Discover IT $19K | OpenSky $300 | BB&T Cash Rewards $4.5K | Synchrony (PayPal Credit $4K, Care Credit $15K, & PayPal 2% MC $10K) |
BBVA Compass Rewards VS $10.5K | NFCU cashRewards $3K | NFCU More Rewards AMEX $33.5K | NFCU Flagship VS $19K
Macy's AMEX $10.5K | Apple Card WEMC $6K | PenFed Power Cash Rewards VS $7.5K

TCL - $204K+ | Rebuilding since April 2018
Message 4 of 9
Community Leader
Mega Contributor

Re: Went on a CLI Spree!

Super jobSmiley Happy huge cli on the SimplicitySmiley Happy
Message 5 of 9
Established Contributor

Re: Went on a CLI Spree!

Congratulations!!!   Smiley Happy
“Most people work just hard enough not to get fired and get paid just enough not to quit.”
Take the myFICO Fitness Challenge

Message 6 of 9

Re: Went on a CLI Spree!

Great run, grats on all Smiley Happy
Message 7 of 9
Valued Contributor

Re: Went on a CLI Spree!

Well done on all those CLI's!

"Your ego is writing checks your body can't cash".
Message 8 of 9
Valued Contributor

Re: Went on a CLI Spree!

Congrats on the CLIs!

CLI request with Chase is almost always a bad idea as you’re most likely to get a better result in just opening a new acct with them and combining limits provided you’re not LOL/24.

BK7 dc in 01/2011 with FICO8 in the 500s

New cc TLs : 1/6 ; 1/12 ; 2/24
HPs EX 2 EQ 2 TU 1
AAoA 5y4m
UTIL 1% - 3%

$220K+ Total Limits

Message 9 of 9
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