My utilization was at 33% so i decided to Request some Credit Line Increases.
my Best buy VISA $3,300--> $8,300 HARD PULL $5,000 increase
Citi Simplicity $15,000 --> $19,000 SOFT PULL $4,000 increase
Citi thank you Preferred $4750-->$6250 SOFT PULL $1,500 increase
AMEX Blue cash Everyday $18,000--> $22,000 SOFT PULL $4,000 increase
Capital one Quicksilver $6,500-->$7,250 $750 increase
Barclaycard Ring $11,750 denied CLI due to high balance (SOFT PULL)
Chase FREEDOM $5,500 called and got immediately denied due to high utilization (HARD PULL)
The only reason i have Capital One is because its my oldest account running at 11years and i would close Chase Freedom for being so stingy but those 5% cash back categories have me holding on.
Overall it was a nice bump in my credit limits totaling up to $80,050!
Congrats! I just got a $3k CLI with CapOne and $3k CLI with Macy's... Feels good
CONGRATS @XSUP3R_SNAKEX on your AWESOME CLI Spree - That's how it's DONE!!!
Congrats on the CLIs!
CLI request with Chase is almost always a bad idea as you’re most likely to get a better result in just opening a new acct with them and combining limits provided you’re not LOL/24.