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In February of 2015, I would have been denied for a Fingerhut secured card (no offense to anyone on this site but my credit was horrible). Fast forward a year later, and I am a proud new homeowner who chose to finance some new purchases
Home Depot: Approved $500, reconsideration to $10K (only requested 10K) (no interest for 24 months)
Ashley Furniture: Approved for requested line of $5.9K (no interest for 24 months)
Care Credit...(dog decided to become paralyzed one day after move...major surgery and card was never in the plan): approved for $6.2K, will likely request increase to $10K for post op care ...Needless to say, my kitchen remodel and privacy fence are on hold.
Discover: decided to apply for another prime credit card and close crappy Barclay (I truly dislike Barclaycard): approved for $5.5K (will xfer balance from care credit since I have promotional 0% APR for one year and Care credit is 14.9)
Cards closed
Barclaycard $850 Limit
Victoria's Secret $850 Limit
NY&co $850 Limit
Just a reminder to all in the credit dumpster that things can change fast if they choose to pay attention to their credit
I have dreams of having a Macy's card (frequent shopper) but will hold off until I can pay off the furniture at Ashley's and close the account (I may renege on this and apply to fulfill my last card wish and enter the garden until 2017 for an Amex app)
Congratulations!
With all those approval and decent SL I don't think you need to garden to get the Amex. Amex isn't inquiries sensitive.
Is that true .. Amex does not mind inquiries .. would that be the Everyday Blue Card also?
Total CL: $321.7k | UTL: 2% | AAoA: 7.0yrs | Baddies: 0 | Other: Lease, Loan, *No Mortgage, All Inq's from Jun '20 Car Shopping |
Congrats...and sorry about your doggie. Hoping for a full recovery. Good luck!
@Anonymous wrote:Is that true .. Amex does not mind inquiries .. would that be the Everyday Blue Card also?
I got the amex BCE and BCP with a SL of 18 and 12k the pulled ex for me and my score was 698 with 180k income. This was about 7 weeks ago and I have 32 inquires on file most is about 5-6 months have a few (6 or so) was a week before I applied for the amex
Congrats to you on your rebuild and getting some great new cards and a home! Hope your doggy recovers quickly!!
Congrats on the recovery and Home! Keep up the great work!
Congrats!!! That is awesome!!