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What a run...

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Member

What a run...

Ok so I have been working on my credit for a while now, I was really dumb in college and let a few things just slide that came back to bite me bad later on. Got married and when we tried to purchase a house my credit was mid 400's because the only accounts I ever held in my name were baddies. Yes, I was very nieve about how it would effect me when I was younger. Fast forward to 5 years later, I am in the mid 700's now on all bureaus and I have slowly picked up a card here or there when it would benefit me over the past year or so. I decided I wanted to really crank up the limits and options so I hit a bunch of CLI buttons and decided to pick up some new hardware. So here is the rundown...

 

CapOne Venture stayed at 12.5k

Amex went from 2k -> 6k

Discover went from 3k -> 3.8k

Barclays Apple went from 1k -> 4.5k

Amazon Store went from 2k -> 5k

 

Then I picked up...

Lowes 12k SL

Barclays Arrival Plus 7.5k SL

Chase Freedom Unlimited 7k SL

Chase Saphire Prefered 14k SL 

 

I think I am done for now. But if I get the itch I might grab the Quicksilver unless there are other suggestions. 


I could not have done it without this board and all the information I was able to find. You guys are awesome. 

Message 1 of 13
12 REPLIES
Community Leader
Super Contributor

Re: What a run...

Awesome run indeed. When was last time you apped a card before this spree? 5/24 and allSmiley Wink
OCTOBER 26 2020
Message 2 of 13
Established Contributor

Re: What a run...


@Dallice wrote:

Ok so I have been working on my credit for a while now, I was really dumb in college and let a few things just slide that came back to bite me bad later on. Got married and when we tried to purchase a house my credit was mid 400's because the only accounts I ever held in my name were baddies. Yes, I was very nieve about how it would effect me when I was younger. Fast forward to 5 years later, I am in the mid 700's now on all bureaus and I have slowly picked up a card here or there when it would benefit me over the past year or so. I decided I wanted to really crank up the limits and options so I hit a bunch of CLI buttons and decided to pick up some new hardware. So here is the rundown...

 

CapOne Venture stayed at 12.5k

Amex went from 2k -> 6k

Discover went from 3k -> 3.8k

Barclays Apple went from 1k -> 4.5k

Amazon Store went from 2k -> 5k

 

Then I picked up...

Lowes 12k SL

Barclays Arrival Plus 7.5k SL

Chase Freedom Unlimited 7k SL

Chase Saphire Prefered 14k SL 

 

I think I am done for now. But if I get the itch I might grab the Quicksilver unless there are other suggestions. 


I could not have done it without this board and all the information I was able to find. You guys are awesome. 


Congrats on all approvals!! Smiley Very Happy




Message 3 of 13
Member

Re: What a run...

@

Message 4 of 13
Established Contributor

Re: What a run...

Congratulations! You must be exhausted!

 

Robot LOL


Message 5 of 13
Established Contributor

Re: What a run...

 Congrats!

I suggest the amex magnet over the quicksilver. Its a SP vs 3 HP. Amex will probably give you a nice limit too. 

 

Check if you are preaproved for the magnet

Log into amex

Find magnet card

Click apply now

 

If it says you are preaaproved, it'll only be a SP.

Message 6 of 13
Established Contributor

Re: What a run...

Congrats! Awesome approval run!


FICO 8 [03/2013]
FICO 8 [01/2016]
FICO 8 [11/2018]
GOAL: FICO 8: 760 across the board by 2/2020!
Message 7 of 13
Valued Contributor

Re: What a run...

Congrats on approvals and nice CLI

7-2018 / Fico 8 EX 774 , EQ 781 , TR 785
Amex ED 22k , CSP 17k , Discover iT 12.5k , Fifth Third Bank S2C 12k , BofA Cash Rewards 10k , Avianca Vida 10k , State Farm Good Neighbor Visa 10k , Citi DD 6k , Union Bank Rewards 5k
Message 8 of 13
Valued Contributor

Re: What a run...

I concur with @601fkyguy, if you’re yearning for a 1.5% back card. There’s a signup bonus too. Is that to diversify or raise you CL? I imagine you’ll get more from the Freedom Unlimited (beyond the sign-up bonus) + Sapphire pairing.

Congrats on the increases and spree.


Beginning Journey April 2017 – FICO 8

Current Scores May 2018 – FICO 8

Started this credit game with $8400 TCL in 04/17 now I'm at $150K+.
Message 9 of 13
Frequent Contributor

Re: What a run...

Congrats on the nice run!
Current Fico 8 Scores:

Credit Goal:

Gardening until February 2019

Current Cards:


Wish List:


Message 10 of 13