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Ok so I have been working on my credit for a while now, I was really dumb in college and let a few things just slide that came back to bite me bad later on. Got married and when we tried to purchase a house my credit was mid 400's because the only accounts I ever held in my name were baddies. Yes, I was very nieve about how it would effect me when I was younger. Fast forward to 5 years later, I am in the mid 700's now on all bureaus and I have slowly picked up a card here or there when it would benefit me over the past year or so. I decided I wanted to really crank up the limits and options so I hit a bunch of CLI buttons and decided to pick up some new hardware. So here is the rundown...
CapOne Venture stayed at 12.5k
Amex went from 2k -> 6k
Discover went from 3k -> 3.8k
Barclays Apple went from 1k -> 4.5k
Amazon Store went from 2k -> 5k
Then I picked up...
Lowes 12k SL
Barclays Arrival Plus 7.5k SL
Chase Freedom Unlimited 7k SL
Chase Saphire Prefered 14k SL
I think I am done for now. But if I get the itch I might grab the Quicksilver unless there are other suggestions.
I could not have done it without this board and all the information I was able to find. You guys are awesome.
@Anonymous wrote:Ok so I have been working on my credit for a while now, I was really dumb in college and let a few things just slide that came back to bite me bad later on. Got married and when we tried to purchase a house my credit was mid 400's because the only accounts I ever held in my name were baddies. Yes, I was very nieve about how it would effect me when I was younger. Fast forward to 5 years later, I am in the mid 700's now on all bureaus and I have slowly picked up a card here or there when it would benefit me over the past year or so. I decided I wanted to really crank up the limits and options so I hit a bunch of CLI buttons and decided to pick up some new hardware. So here is the rundown...
CapOne Venture stayed at 12.5k
Amex went from 2k -> 6k
Discover went from 3k -> 3.8k
Barclays Apple went from 1k -> 4.5k
Amazon Store went from 2k -> 5k
Then I picked up...
Lowes 12k SL
Barclays Arrival Plus 7.5k SL
Chase Freedom Unlimited 7k SL
Chase Saphire Prefered 14k SL
I think I am done for now. But if I get the itch I might grab the Quicksilver unless there are other suggestions.
I could not have done it without this board and all the information I was able to find. You guys are awesome.
Congrats on all approvals!!
@AverageJoesCredit All the other cards I have had for awhile and just did not ask for CLI. The BCE was the last approval before today and that was 6 months ago. I wanted to make sure and get the Chase approvals before I crossed that 5/24 rule.
Congratulations! You must be exhausted!
Congrats!
I suggest the amex magnet over the quicksilver. Its a SP vs 3 HP. Amex will probably give you a nice limit too.
Check if you are preaproved for the magnet
Log into amex
Find magnet card
Click apply now
If it says you are preaaproved, it'll only be a SP.
Congrats! Awesome approval run!
Congrats on approvals and nice CLI