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What are some good cards from Synchrony? Are they inquiry sensitive?

chalupaman
Super Contributor

Re: What are some good cards from Synchrony? Are they inquiry sensitive?

Cool. Congrats!

Tradelines: Macy’s - $18k, Penfed Power Cash Rewards - $10k, Ethan Allen (TD Bank) - $5.7k, Kay Jewelers - $5.5k, Appliances Connection - $5.3k, Jared - $5.25k, Best Buy (Citi) - $5k, Dell Preferred Account - $3.5k, Samsung - $3.2k, Firestone CFNA - $3.2k, Capital One Platinum - $3k, Mercury MC - $2.25k, Williams Sonoma - $2.1k, Wayfair (Fortiva) - $2k, Amazon Store Card - $1.8k, Apple Card - $1.7k, NFCU cashRewards - $1.5k, CareCredit - $1.5k, B&H Photo - $1.5k, Adorama - $1.25k, Ebay MC - $1k, Sam’s Club MC - $1k, American Eagle - $1k, Ollo MC - $600, Mission Lane Visa - $500, NY & Company - $500, Walgreens - $500, Home Depot - $500, Target RED Card - $500, CapOne Secured MC 0 AF - $500, Penfed Overdraft LOC - $500

Current FICOS: Mid 640s-50s on all reports, Ch 7 BK D/C Aug 2019
Starting scores: EX - 534, EQ - 574, TU - 516 | Total TLs: $91k approx | Total Utilization: 17%, getting this back down
Message 21 of 37
Anonymous
Not applicable

Re: What are some good cards from Synchrony? Are they inquiry sensitive?


@Anonymous wrote:

SCORE!!! Called the back door number. Turns out they just wanted verification. Approved for $5000!!!!!


Congrats on the approval..

Message 22 of 37
gdale6
Moderator Emeritus

Re: What are some good cards from Synchrony? Are they inquiry sensitive?

Welcome to the Ebates family Smiley Happy

Message 23 of 37
Deltadog03
Established Contributor

Re: What are some good cards from Synchrony? Are they inquiry sensitive?

Congrats!!  I got approved for Lowe's 2 weeks ago, they HP TU....and yesterday got approved for Wally World.  I am assuming/pretty sure I will get the alert, but I have not seen another HP on TU from it.  Unless they pulled another CB, which is possible, they SP approval for my Walmart Card.  I have not got an alert on myfico either.

EQ8: 646 EQ5: 652 V3.0: 665 **8/2015
TU8: 635 TU4: 700 V3.0 :663 **8/2015
EX8: 636 EX3: 670 V3.0: ? **8/2015
CCD Util 35%

Message 24 of 37
B335is
Moderator Emeritus

Re: What are some good cards from Synchrony? Are they inquiry sensitive?

Congrats Captool!!  I think you'll like the card a lot and I completely agree with you, it's rewards are better than most store cards.

Message 25 of 37
Anonymous
Not applicable

Re: What are some good cards from Synchrony? Are they inquiry sensitive?

I'm interested to see if it will be the Signature version since I forgot to ask when I had them on the phone. If it is, I'll be interested to see if they give me a Type 1 or Type 2 account. Getting the Type 1 would just be an ego stroke, since the APR sucks on both.

Message 26 of 37
uswala
Senior Contributor

Re: What are some good cards from Synchrony? Are they inquiry sensitive?

Congrats on the approval!

Message 27 of 37
wacdenney
Valued Contributor

Re: What are some good cards from Synchrony? Are they inquiry sensitive?

PayPal Extras is a good card.

Message 28 of 37
I-think-I-can
Valued Contributor

Re: What are some good cards from Synchrony? Are they inquiry sensitive?

Congrats!! I really want this card...I love the cash back possibilities with Ebates. I just got 15% back for a JCP order today...would have been even sweeter with the card!!

Starting Scores 2/13/15: EQ 635 EX 674 TU 684 ////7/16/15 Scores: EQ 661 EX 669 TU 703 //// 2/15/16 Scores EQ 652 EX 647 TU 756 //// 3/24/16 Scores: EQ 661 EX 649 TU 773 //// EQ 670 EX 653 TU 768 (EQ And EX still tainted)
Goal Scores: 760 across the board
Message 29 of 37
ecxpa
Valued Contributor

Re: What are some good cards from Synchrony? Are they inquiry sensitive?

Congrats......now pick up the Ebay Card

Message 30 of 37
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