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So awhile back, as some of you may know, I applied for the US Bank Cash + card. I was declined. I tried recon, but no go. About a week later, I got 4 (yes, FOUR) identical letters letting me know why I was declined. Then today I get my new US Bank Cash + Visa Signature in the mail. What???? Needless to say I'm not unhappy, but very confused. Glad to get my foot in the door with US Bank! Has this card been good to you? CLIs and such?
Congrats on your confusing decline/approval!
It's a new credit coaching philosophy whereby they beat you up and make you feel rejected so they can turn around and lift your spirits, hoping that you'll savor the new love and be that much more careful with their credit product henceforth. The four letters was simply because they haven't worked the kinks out of the system just yet.
Congrats on the phantom recon recon.
Sounds like the automated intelligence driven back-end is sufferingi from multiple personalities. Nice to see the generous side won ... congrats!
LOL! Congratulations on the confusing approval!
@brandonneur wrote:It's a new credit coaching philosophy whereby they beat you up and make you feel rejected so they can turn around and lift your spirits, hoping that you'll savor the new love and be that much more careful with their credit product henceforth. The four letters was simply because they haven't worked the kinks out of the system just yet.
Congrats on the phantom recon recon.
LOL I'll keep that in mind.
Congratz on your approval. Its a great card, I have been debating adding it to my wallet as well. Would you mind sharing approval information?
SL and data points if you don't mind ...