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Which order should I app - Update: PNC Approved

My_Fako
Established Contributor

Which order should I app - Update: PNC Approved

Been in the garden for 14 months... Have a pre approval for PNC. I bank with them.

Other lenders I would like to get in with are...

Us Bank
Citi
Bofa

Thinking about trying to add 2 or 3 more cards. What order should I app?

Only 2 inquiries on each report. All over a year old.

Thanks

 

Mod note:  I've updated your subject to reflect your approval; feel free to change/edit if you would like.  --UB

Amex PRG NPSL I Chase Marriott $10k I Venture $15.3k I Amex BCE $10K I PNC 13K I Chase IHG $8.6k l Amazon $6k l Chase Hyatt 20k l US Bank Cash+ $13K I Barclays $12.6k I Venture $13k l Discover it $4.6k l Express Next $3.1k l Amex EverDay $15K l Cabelas 1k I Wayfair $17.1k I Walmart $8k l SG $9.8k l Target $3.6K I PP 2K l AU Shell Gas $900 opened in 1974 l Ex 704 Tu 698 Eq 667

Anything worth fighting for is worth fighting dirty for.
Message 1 of 12
11 REPLIES 11
AverageJoesCredit
Mega Contributor

Re: Which order should I app...

Low hps, my thought , 3 different banks just app them on same day let the chips fall where they may. If anyone is hp sensitive I'd say Citi first though.
Message 2 of 12
FinStar
Moderator

Re: Which order should I app...


@My_Fako wrote:
Been in the garden for 14 months... Have a pre approval for PNC. I bank with them.

Other lenders I would like to get in with are...

Us Bank
Citi
Bofa

Thinking about trying to add 2 or 3 more cards. What order should I app?

Only 2 inquiries on each report. All over a year old.

Thanks

If you're attempting the best strategy, do PNC first - they typically pull EX.  Plus, they're much more conservative than Citi or BoA.  You could then try Citi, US Bank and/or BoA.  Citi and BoA may pull EX, though.  Any particular draw to PNC?

Message 3 of 12
My_Fako
Established Contributor

Re: Which order should I app...

Banked with PNC for while. Want to keep building with them. Also for Overdraft etc  

 

If I do Pnc will they use same Ex pull for... personal line of credit?

 

Anyone?

Amex PRG NPSL I Chase Marriott $10k I Venture $15.3k I Amex BCE $10K I PNC 13K I Chase IHG $8.6k l Amazon $6k l Chase Hyatt 20k l US Bank Cash+ $13K I Barclays $12.6k I Venture $13k l Discover it $4.6k l Express Next $3.1k l Amex EverDay $15K l Cabelas 1k I Wayfair $17.1k I Walmart $8k l SG $9.8k l Target $3.6K I PP 2K l AU Shell Gas $900 opened in 1974 l Ex 704 Tu 698 Eq 667

Anything worth fighting for is worth fighting dirty for.
Message 4 of 12
My_Fako
Established Contributor

Re: Which order should I app...

I'm apping for these tonight... So if anyone has any experience please post.

Amex PRG NPSL I Chase Marriott $10k I Venture $15.3k I Amex BCE $10K I PNC 13K I Chase IHG $8.6k l Amazon $6k l Chase Hyatt 20k l US Bank Cash+ $13K I Barclays $12.6k I Venture $13k l Discover it $4.6k l Express Next $3.1k l Amex EverDay $15K l Cabelas 1k I Wayfair $17.1k I Walmart $8k l SG $9.8k l Target $3.6K I PP 2K l AU Shell Gas $900 opened in 1974 l Ex 704 Tu 698 Eq 667

Anything worth fighting for is worth fighting dirty for.
Message 5 of 12
Caught750
Valued Contributor

Re: Which order should I app...

Outcome?
PERSONAL; Amex | AOD FCU | BBVA | BECU | Capital 1 | Chase | Citi | Discover | Key | NFCU | PSECU | SECU MD | Synchrony | US Bank
BUSINESS; Amex | Citi
F8 Current F8s ~750 Best Ever F8s ~775
TOTAL PERSONAL CL > $350k and TCL > $365k
Message 6 of 12
kshurika
Frequent Contributor

Re: Which order should I app...

I'm in Cali and Citi pulled Ex.
Message 7 of 12
My_Fako
Established Contributor

Re: Which order should I app...

Tring Pnc now. Then might try Citi...

 

Wish me luck!

Amex PRG NPSL I Chase Marriott $10k I Venture $15.3k I Amex BCE $10K I PNC 13K I Chase IHG $8.6k l Amazon $6k l Chase Hyatt 20k l US Bank Cash+ $13K I Barclays $12.6k I Venture $13k l Discover it $4.6k l Express Next $3.1k l Amex EverDay $15K l Cabelas 1k I Wayfair $17.1k I Walmart $8k l SG $9.8k l Target $3.6K I PP 2K l AU Shell Gas $900 opened in 1974 l Ex 704 Tu 698 Eq 667

Anything worth fighting for is worth fighting dirty for.
Message 8 of 12
Caught750
Valued Contributor

Re: Which order should I app...

Good luck, keep us updated
PERSONAL; Amex | AOD FCU | BBVA | BECU | Capital 1 | Chase | Citi | Discover | Key | NFCU | PSECU | SECU MD | Synchrony | US Bank
BUSINESS; Amex | Citi
F8 Current F8s ~750 Best Ever F8s ~775
TOTAL PERSONAL CL > $350k and TCL > $365k
Message 9 of 12
My_Fako
Established Contributor

Re: Which order should I app...

PNC instant Approval 

 

16%

$10.000.00

 

Screenshot_20180502-005844_Chrome.jpg

Amex PRG NPSL I Chase Marriott $10k I Venture $15.3k I Amex BCE $10K I PNC 13K I Chase IHG $8.6k l Amazon $6k l Chase Hyatt 20k l US Bank Cash+ $13K I Barclays $12.6k I Venture $13k l Discover it $4.6k l Express Next $3.1k l Amex EverDay $15K l Cabelas 1k I Wayfair $17.1k I Walmart $8k l SG $9.8k l Target $3.6K I PP 2K l AU Shell Gas $900 opened in 1974 l Ex 704 Tu 698 Eq 667

Anything worth fighting for is worth fighting dirty for.
Message 10 of 12
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