While picking flowers in the garden, BOA has raised my cl another 3k!

[Anonymous]

Not to shabby!  I had absolutely no idea until I went to pay my bill!    Ya think I'd notice when I check my account for any fraud.  Nope, just keeping focused on my goals.    Now up to 28k on my BACR card.

[Loquat]

That's awesome!  Congrats!  Nothing like auto luv...enjoy!

[Anonymous]

Thank you!    Yes, gotta luv the luv without pushing the luv button!  

[Loquat]

For data points, if you don't me asking, when was your last increase via auto luv or luv button?  I'm fairly new to BoA credit card and just trying to get an idea of how they operate.

[Anonymous]

I'm pretty sure it's every 6 months.  Some other banks are doing the same thing.  I've noticed a change.

[Anonymous]

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@Anonymous wrote:

Not to shabby!  I had absolutely no idea until I went to pay my bill!    Ya think I'd notice when I check my account for any fraud.  Nope, just keeping focused on my goals.    Now up to 28k on my BACR card.

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Now that is something to celebrate!

[Gmood1]

Sweet!! Congrats Sandi!

[Anonymous]

Congratulations, Sandi, this is very nice! Excited for you.

How old is your account? I ask because I have only heard of about 2 or 3 total instances of BoA ever doing auto CLI's (with the exception of the 99/500 people, which is a bit different of a situation), and they were all with accounts that were 3 years old or older, with 760+ FICOs.

Then again, your FICO is around 800 or so so it does not surprise me. Nice job, lady!

[Anonymous]

Thanks everyone!     Hum, It's just coming up on the 19 month mark.  I know FNBO is doing the same thing.  I haven't really noticed since I'm gardening.  Still need to trim down since cl's are going up.  I want less & more.  You know some of the ppl in here have sustancial cli's & less cc's.  That's the way to go.    And staying in the garden until fico's are 840-850 across.  

[CatOfSpades]

That's awesome! Auto increases are the best! ^_^