cancel
Showing results for 
Search instead for 
Did you mean: 

Whom shall I ask?

tag
DigitalArk
Valued Contributor

Re: Transunion

I know Barclaycard for sure. Smiley Indifferent

Message 10 of 24
Stralem
Established Contributor

Re: Transunion

It also depends on where you live, as well as how the evil super computers in the lenders' basements are feeling at the time of application.

 

I live in Illinois. Chase pulled EQ for my Freedom app, Transunion for a CLI request, and EX for a Slate app.

 

There are lenders who are almost exclusively TU users (Barclays being a prime example), but even then they'll pull from the other reporting agencies for borderline cases.

I Have Way Too Many of These.

American Express - No CLI or Appreciation Gift in 7 Years

Citibank - Handing Out Credit Limits Like Candy

Chase - Surprisingly, Still Tolerating My Credit-Chasing Ways

Bank of America - My Newest Bae.

Everyone Else.
Message 11 of 24
CreditHealthy
Established Contributor

Re: Whom shall I ask?

Thanks!
What's in my sock drawer? NFCU LOC 15,000] NFCU Cash Rewards 20,000][ Golden 1Platinum Rewards Card 6,600 Discover It 5,000,] {NFCU goRewards 17,500} Barclaycard 1250.00,]Cap one 750.00 ], Watering my garden for the next five years:-)
EQUIFAX 727 EXPERIAN 732 TRANSUNION 743 FICO} STARTING SCORE....554 July 2013
Message 13 of 24
CreditHealthy
Established Contributor

Re: Whom shall I ask?

Well, I was going to just throw in the towel and wait for stronger scores because as Themanwhocan pointed out my scores are kind of low. But, I applied for Barclaycard and was given $750 and Discover It gave me $1700, not a lot but, it's a good start.  Thanks all for the adviceSmiley Happy

What's in my sock drawer? NFCU LOC 15,000] NFCU Cash Rewards 20,000][ Golden 1Platinum Rewards Card 6,600 Discover It 5,000,] {NFCU goRewards 17,500} Barclaycard 1250.00,]Cap one 750.00 ], Watering my garden for the next five years:-)
EQUIFAX 727 EXPERIAN 732 TRANSUNION 743 FICO} STARTING SCORE....554 July 2013
Message 14 of 24
titanofold
Established Contributor

Re: Whom shall I ask?

Congratulations!

 

And since you have some of your own good cards, maybe you want to be remove as an AU on that Kohl's card so you can control your own CR a bit more.

Scores2013-09-21Current
Equifax630 (LP)755 (CK)/749 (Quizzle)
Experian640 (FCR)FICO 707 (Amex)
TransUnion588 (CK)FICO 754 (Barclaycard)
Message 15 of 24
Involver
Valued Contributor

Re: Whom shall I ask?

Congrats on the approvals.  

 

Discover seems to be forgiving on old derogs as I have a few lingering from 07 and they were generous with me. 

Message 16 of 24
alvon123
Super Contributor

Re: Whom shall I ask?


@JUNE2012 wrote:

Well, I was going to just throw in the towel and wait for stronger scores because as Themanwhocan pointed out my scores are kind of low. But, I applied for Barclaycard and was given $750 and Discover It gave me $1700, not a lot but, it's a good start.  Thanks all for the adviceSmiley Happy


congrats


Message 17 of 24
FinStar
Moderator Emeritus

Re: Whom shall I ask?


@JUNE2012 wrote:

Well, I was going to just throw in the towel and wait for stronger scores because as Themanwhocan pointed out my scores are kind of low. But, I applied for Barclaycard and was given $750 and Discover It gave me $1700, not a lot but, it's a good start.  Thanks all for the adviceSmiley Happy


Good start OP... congrats!  Work on those negative items so this way your profile can improve over time.

Message 18 of 24
CreditHealthy
Established Contributor

Re: Whom shall I ask?

Got approved for a 10000 credit card from NFCU, I'm still in shock! LOL!
What's in my sock drawer? NFCU LOC 15,000] NFCU Cash Rewards 20,000][ Golden 1Platinum Rewards Card 6,600 Discover It 5,000,] {NFCU goRewards 17,500} Barclaycard 1250.00,]Cap one 750.00 ], Watering my garden for the next five years:-)
EQUIFAX 727 EXPERIAN 732 TRANSUNION 743 FICO} STARTING SCORE....554 July 2013
Message 19 of 24
blunderer
Established Contributor

Re: Whom shall I ask?

WTG!


Congrats on your recent approvals.  Keep up the good work.

Message 20 of 24
Advertiser Disclosure: The offers that appear on this site are from third party advertisers from whom FICO receives compensation.