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Why I Love Discover Part II

Octopus
Regular Contributor

Why I Love Discover Part II

Back in 2018, Discover gave me a hefty CLI of $6,500. That was after they had bumped me up from around $15K to $26K 6 months prior. I posted about it in this thread:

 

https://ficoforums.myfico.com/t5/Credit-Card-Approvals/This-is-why-I-Love-Discover/td-p/5318292

 

My next CLI 6 months later wasn't quite the jump, only a $1K increase. And then they denied me an increase a few months later, for applying too soon. So I waited almost 9 months before requesting another CLI and was extremely pleased to see I got this:

 

Discover-7K-CLI.png

Discover is my first and only $40K+ CL. Because they've been so generous and have outstanding customer service, I make Discover my daily driver.

 

It was nice redemption getting that $7K boost, considering moments earlier CAP1 denied my CLI request on their measly $8.5K limit Quicksilver card.  Denial letter is on the way. On a side note, Citi just gave me a healthy $2k CLI to $15.5k. 

EX-8 850
TU-8 850
EQ-8 824
Message 1 of 16
15 REPLIES 15
AllZero
Super Contributor

Re: Why I Love Discover Part II

Congratulations on your CLI!
Message 2 of 16
thornback
Senior Contributor

Re: Why I Love Discover Part II

That's a lovely increase.  Congrats!!

Personal Aphorism:
"Forget What You Feel, Remember What You Deserve"


Starting FICO 8s | 09/2017: EX 641 ✦ EQ 634 ✦ TU 647
Current FICO 8s | 11/2020: EX 780 ✦ EQ 771 ✦ TU 781
Current FICO 9s | 11/2020: EX 793 ✦ EQ 780 ✦ TU 778
2020 Goal Score | 800s


My AAoA: 3.8 years not incl. AU / 4 years incl. AU
My AoOA: 7.10 years not incl. AU / 9.10 years incl. AU
Inquiries: EX 0/6 | 1/12 ✦ EQ 1/6 | 2/12 ✦ TU 0/6 | 1/12
Report Status: Clean


Without patience, we will learn less in life. We will see less. We will feel less. We will hear less. Ironically, rush and more usually mean less.
Message 3 of 16
Steve891
Senior Contributor

Re: Why I Love Discover Part II

Sweet! Congrats on your Disco luv! Smiley Very Happy




Message 4 of 16
ClassicMan
Valued Contributor

Re: Why I Love Discover Part II

Congrats to you on those great CLI.

12/18/19




05/27/20





Cards

Authorized User
Message 5 of 16
WowCool
Regular Contributor

Re: Why I Love Discover Part II

Nice CLI for sure!!! Congratulations!! 

Message 6 of 16
Bbcatcher
Valued Contributor

Re: Why I Love Discover Part II

Congratulations!



Message 7 of 16
CreditInspired
Community Leader
Super Contributor

Re: Why I Love Discover Part II


@Octopus wrote:

Back in 2018, Discover gave me a hefty CLI of $6,500. That was after they had bumped me up from around $15K to $26K 6 months prior. I posted about it in this thread:

 

https://ficoforums.myfico.com/t5/Credit-Card-Approvals/This-is-why-I-Love-Discover/td-p/5318292

 

My next CLI 6 months later wasn't quite the jump, only a $1K increase. And then they denied me an increase a few months later, for applying too soon. So I waited almost 9 months before requesting another CLI and was extremely pleased to see I got this:

 

Discover-7K-CLI.png

Discover is my first and only $40K+ CL. Because they've been so generous and have outstanding customer service, I make Discover my daily driver.

 

It was nice redemption getting that $7K boost, considering moments earlier CAP1 denied my CLI request on their measly $8.5K limit Quicksilver card.  Denial letter is on the way. On a side note, Citi just gave me a healthy $2k CLI to $15.5k. 


Holy Moley. A humongous HIGH-FIVE to you!


DEC 2019: EX 816, TU 820, EQ 810
DEC 2018: EX 777, TU 783, EQ 799

|| AmX Cash Magnet $40.5K || NFCU CashRewards $30K || Discover IT $24.7K || Macy's $20K || NFCU CLOC $15K || CitiCostco $12.7K || NFCU Platinum $12.5K || Apple Card $6.5K ||
Message 8 of 16
Peazmom
Frequent Contributor

Re: Why I Love Discover Part II

WOW...Ms. Disco gave you the good Luv!  Congrats on that monster CLI!

Starting FICO 8 December 2017

FICO 8 as of 6/7/20



Sock Drawer:

Message 9 of 16
Nomad3
Frequent Contributor

Re: Why I Love Discover Part II

Wow that's a nice increase! Congrats!



Goal: Mortgage/Chase Trifecta






Message 10 of 16
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