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Why I Love NFCU - Effortless !

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Established Contributor

Why I Love NFCU - Effortless !

At 93/3 received 2 approvals in just over a 12 hour period. Go Navy !

Card #3 - Platinum Visa - Instant Approval - SL 25K 10.49%.

Card #2 - Platinum MC -  1/4/20 SL 20K 12.49%. Req'd +8K. Approved !

Submitted at lunchtime. Checked app 45 mins later to find it already included in the available balance.

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AOD FCU VS. BBVA CP. Cap One: QS, SavorOne, VentureOne, Walmart. Discover it CB. DSNB: Bloomies Amex, Macy's Amex. NFCU: cR VS, Plat MC, Plat Visa, CLOC. SECU MD VS. Sync: Amazon, eBay MC, Lowe's, PP MC, PPC. WF Propel Amex. Misc: Overstock, Target. Ongoing: SP CLI's. Next: Combine and/or close 1-2 accts by EOY.
Business: Staples Commercial LOC. (My first bus acct !!)

[11/20] Scores 8/9: 700-800s. Util: 1-3%. Inq/12: EQ 6, EX 6, TU 5. AAoA=6y6m, AoOA=33y3m, AoYA=5m.
2020 $200K GOAL Met !! TCL=$279K. Goal for 2021: PLOCs! Hope to add 1-2 addt'l business accounts.
Message 1 of 39
38 REPLIES 38
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Super Contributor

Re: Why I Love NFCU - Effortless !

Very nice, congrats!




Message 2 of 39
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Valued Contributor

Re: Why I Love NFCU - Effortless !

Congratulations on your approval! 👍




My Cards:






Profile Type: New, Thick, 100% Clean
INQ's: EQ: 0 TU: 1 EX: 3 (last 12 mo.)
Recent Accounts: 4 (last 24 mo.)
Total CL: 28.95k Util. 3% AAoA: 1yr, 8mo.
AoOA: 2 yrs, 8 mo. AoYA: 0 mo. 100% PIF.





myFICO Member since: July 21, 2018 | Joined Community: Aug. 17, 2018 | Starting Scores: EQ: 716 TU: 738 EX: 698
Message 3 of 39
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Established Contributor

Re: Why I Love NFCU - Effortless !


@ocheosa wrote:

At 93/3 received 2 approvals in just over a 12 hour period. Go Navy !

Card #3 - Platinum Visa - Instant Approval - SL 25K 10.49%.

Card #2 - Platinum MC -  1/4/20 SL 20K 12.49%. Req'd +8K. Approved !

Submitted at lunchtime. Checked app 45 mins later to find it already included in the available balance.

040620.jpg

200406-MC.png

 

 

 

 

 

 

 

 

 

 

 

 

 

 


 

 

 

Wow! Even for NAVY, 🤯 Mind blown, congratulations, 🎉🎈🎊🍾!!!

 

Message 4 of 39
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Frequent Contributor

Re: Why I Love NFCU - Effortless !

Congratulations! 

 

I have a question - when did you CC show up on your NFCU app? Mine still isn't showing up (applied/approved online and the card still hasn't arrived). 

and

Rebuilding started in June '19 with low 500s across the board.

FICO8 Progress (via Discover Credit Scorecard):
696 - 05/28/2020
702 - 04/27/2020
703 - 03/28/2020
685 - 02/26/2020

GOALS:
• 725 - 750 FICO before 2021
• Visa CC (Citi Costco?)
Message 5 of 39
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Valued Contributor

Re: Why I Love NFCU - Effortless !

Congrats to you.

12/18/19




05/27/20





Cards

Authorized User
Message 6 of 39
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Frequent Contributor

Re: Why I Love NFCU - Effortless !

Congratulations! Did the platinum change from  MasterCard to visa since January? I'm going by the first one being me and the next mc.

My Cards:


Future Cards:

US Bank Cash + Visa [May 2021 0/12, US Bank 1/12 Rule]
Chase Amazon Prime Rewards Visa [September 2021 4/24, Chase 5/24 Rule]
Currently: [0/6, 3/12, 9/24]
Message 7 of 39
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Established Contributor

Re: Why I Love NFCU - Effortless !

Congratulations!!  Smiley Happy

Message 8 of 39
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Senior Contributor

Re: Why I Love NFCU - Effortless !

Congrats on your NFCU Platinum approval and CLI!Smiley Very Happy




Message 9 of 39
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Super Contributor

Re: Why I Love NFCU - Effortless !

Congratulations on your CLI and approval!
Message 10 of 39
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