Wife is in serious rebuilding credit mode and received a mailer inviting her to apply for the Cash Rewards card. She was reluctant to do it because her FICO score is like 514 but after reading here I told her, just got for it. She was instantly approved for $4700! She applied on her own without my income. She makes about $70K a year. I was very surprised because my scores were in the mid to high 600's and I was approved for only $2900 and make $110K. This is a good start for her. She has about 6 medical collections that are now paid off so I'll have to help her get rid of those somehow if it's possible.
I'm thinking thought that she received a better starting credit line because she's been a member of the credit union since she was five years old (dad was in the navy) and my account was brand new. I am going to try and help her manage this one so we can both start raising our scores. I also had her apply for the CLOC as well and requested 15K.
Congrats to your wife!! That is wonderful for her!
That is fantastic! Congratulations!
Just wanted to update that my wife just got approved for a cli. $4700--->$18000!!!
Thanks. Slowly rebuilding her credit too. Right now she has the Cash Rewards with a $18,000 CL and $300 balance. She just received a Nordstrom store card for $300.