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Wife got approved for NFCU CashRewards card for $4700!

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Established Contributor

Wife got approved for NFCU CashRewards card for $4700!

Wife is in serious rebuilding credit mode and received a mailer inviting her to apply for the Cash Rewards card.  She was reluctant to do it because her FICO score is like 514 but after reading here I told her, just got for it.  She was instantly approved for $4700!  She applied on her own without my income.  She makes about $70K a year.  I was very surprised because my scores were in the mid to high 600's and I was approved for only $2900 and make $110K.  This is a good start for her.  She has about 6 medical collections that are now paid off so I'll have to help her get rid of those somehow if it's possible.

 

I'm thinking thought that she received a better starting credit line because she's been a member of the credit union since she was five years old (dad was in the navy) and my account was brand new. I am going to try and help her manage this one so we can both start raising our scores.  I also had her apply for the CLOC as well and requested 15K.  

 

 

Personal Cards - Total Credit Line - $170,300:


Business Cards - Total Credit Line - $61,000:

Started my journey in the high 500's 10/1/2016
Current Fico: EQ:740 | TU:757 | EX:775

Message 1 of 11
10 REPLIES 10
Senior Contributor

Re: Wife got approved for NFCU CashRewards card for $4700!

Wow that's absolutely amazing for her, Navy fed is very generous but they all are all over place as far as approvals go lol o don't get thier logic sometimes . But I'm very glad your wife got a fresh start like that .
Message 2 of 11
Valued Contributor

Re: Wife got approved for NFCU CashRewards card for $4700!

Congrats to your wife!! That is wonderful for her!

"Hover mouse over cards to see CL and APR info"


Message 3 of 11
Regular Contributor

Re: Wife got approved for NFCU CashRewards card for $4700!

That's awesome!! Congrats I love nfcu now I'm a member of like three other credit unions. I just got my wife in with them she had to rely on my income but she's a stay at home mom she works way harder than me lol PM me about getting those removed if you want I'll share my experience


Starting scores: 05/17/15 EQ-463, TU-487, EX-493
Current scores: 04/2017 EQ-628, TU-682, EX-669
Message 4 of 11
Established Contributor

Re: Wife got approved for NFCU CashRewards card for $4700!

Sent you a pm! Thanks!
Personal Cards - Total Credit Line - $170,300:


Business Cards - Total Credit Line - $61,000:

Started my journey in the high 500's 10/1/2016
Current Fico: EQ:740 | TU:757 | EX:775

Message 5 of 11
Community Leader
Super Contributor

Re: Wife got approved for NFCU CashRewards card for $4700!

That is fantastic! Congratulations!


Daily Drivers: Penfed Platinum Rewards; NFCU GoRewards; Discover..
Message 6 of 11
Established Contributor

Re: Wife got approved for NFCU CashRewards card for $4700!

Just wanted to update that my wife just got approved for a cli.  $4700--->$18000!!!

Personal Cards - Total Credit Line - $170,300:


Business Cards - Total Credit Line - $61,000:

Started my journey in the high 500's 10/1/2016
Current Fico: EQ:740 | TU:757 | EX:775

Message 7 of 11
Established Contributor

Re: Wife got approved for NFCU CashRewards card for $4700!

Wow super congratulations, nice job!
Message 8 of 11
Established Contributor

Re: Wife got approved for NFCU CashRewards card for $4700!

Thanks.  Slowly rebuilding her credit too.  Right now she has the Cash Rewards with a $18,000 CL and $300 balance.  She just received a Nordstrom store card for $300.

Personal Cards - Total Credit Line - $170,300:


Business Cards - Total Credit Line - $61,000:

Started my journey in the high 500's 10/1/2016
Current Fico: EQ:740 | TU:757 | EX:775

Message 9 of 11
Established Contributor

Re: Wife got approved for NFCU CashRewards card for $4700!

Congrats sdsoccerdad to DW on her Nordstrom cc! If you don't mind me asking would you mind sharing your DW data points on her NFCU CLI? Thank you in advance! 😊
Message 10 of 11
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