Got the instant approval for $14,500 through their website. Easy and painless, though the design of their site/application needs some updating. It looks a bit arhaic, but far from unusable.
They even made a portion of it available for instant use. Not that we needed it, since we mainly got it because we have some bills coming up that we'd like to pay in installments.
From their terms:
Purchase and Balance Transfer Rate: 0% Intro APR on purchases and balance transfers for 21 months; after that the variable APR will be 14.24% - 24.24%, based on your creditworthiness.
Those 21 months were too hard to pass up!
CreditXpert Scores: EX [672] | EQ [681] | TU [677] | American Express FICO 8: EX [698]
Way to go, CONGRATS!!!
Gardening Until Further Notice
The only caveat I have for the Simplicity is it doesnt PC.... If you had a choice with the APR offer between Simplicity and Diamond... at least you can PC a Diamond....
Congrats on the excellent SL....
-J
KISS
Keep it Simply Simplicity
Keep it Simply Simplicity
I keep getting the Diamond invitation to apply / pre-qualified letter in the mail. It'll likely be my next card this Fall once my BCE promo period expires. I won't have much of a balance on it, but I don't like paying interest!
CreditXpert Scores: EX [672] | EQ [681] | TU [677] | American Express FICO 8: EX [698] 