cancel
Showing results for 
Search instead for 
Did you mean: 

Williams-Sonoma (Comenity) approval . . . sort of!

tag
Anonymous
Not applicable

Williams-Sonoma (Comenity) approval . . . sort of!

A new WS store opened in my small town - kind of a big deal! was shopping online and the shopping cart pre-approval pop-up appeared. It's the first time I've ever received a pre-approval pop-up. I went ahead and accepted and was given the store card with a whopping . . . wait for it . . . $250.00 credit line!  

 

Oh well!

Message 1 of 10
9 REPLIES 9
Anonymous
Not applicable

Re: Williams-Sonoma (Comenity) approval . . . sort of!

Oh, and I did try a CLI with the RoboLady the next day to no avail.

Message 2 of 10
NICKI183
Established Contributor

Re: Williams-Sonoma (Comenity) approval . . . sort of!

Congrats on your new card.  I have have savoring the moment when I can also get the pop-up for pre-approval.  With the amount of cards I have, I should just go hide.  However, took a chance and it as well.  I know this card will grow.  I wish you look on your succes with your additional credit. 

Starting Score: 555/567/570- Aug 2017 (TU)646 (EQ) 626, (EX) 635-Goa 750l: UPDATE 2021 (TU) 623, (EQ) 584, (EXP) 598 Current VISA-MC-Amex Credit Cards |NFCU-CashReward-$2k|USSA Visa- $500lAmex USAA-secured Merrick-$1,900ll Amex Delta Sky Miles- $1k
, |Nordstrom-$2100|Neiman Marcus-$700|Credit One Bank $850/$500 / Capital One Journey $700/ Capital One Quicksilver One $1650/Target $600/KohlsStore $300/Personal Loans $14k
Garden Until 2/2022 removing all 18 collection baddies and decrease UTILto less than 5%
Message 3 of 10
NICKI183
Established Contributor

Re: Williams-Sonoma (Comenity) approval . . . sort of!

Too soon for the credit increase with that initial start, you will have to wait 6-months. 


@Anonymous wrote:

Oh, and I did try a CLI with the RoboLady the next day to no avail.


 

Starting Score: 555/567/570- Aug 2017 (TU)646 (EQ) 626, (EX) 635-Goa 750l: UPDATE 2021 (TU) 623, (EQ) 584, (EXP) 598 Current VISA-MC-Amex Credit Cards |NFCU-CashReward-$2k|USSA Visa- $500lAmex USAA-secured Merrick-$1,900ll Amex Delta Sky Miles- $1k
, |Nordstrom-$2100|Neiman Marcus-$700|Credit One Bank $850/$500 / Capital One Journey $700/ Capital One Quicksilver One $1650/Target $600/KohlsStore $300/Personal Loans $14k
Garden Until 2/2022 removing all 18 collection baddies and decrease UTILto less than 5%
Message 4 of 10
fltireguy
Valued Contributor

Re: Williams-Sonoma (Comenity) approval . . . sort of!


@NICKI183 wrote:

Too soon for the credit increase with that initial start, you will have to wait 6-months. 


@Anonymous wrote:

Oh, and I did try a CLI with the RoboLady the next day to no avail.


 


NICKI I'm not too sure about that. I got a $250SL on the SCT, called Robolady the next day, asked for, and got $1500

NFCU $60.4k/PenFed $22.5k/Commerce $15K/53 $11K/Synovus $14K/BBT $11K/CapOne $12K/DCU $7.5K/BMO $7.5K/Chase $14.5k/Cabelas $10K/ and many many more!
Total CL $398600, plus car and RV loan.
Ooh. Ooh. Getting closer to that $500K mark!
Message 5 of 10
NICKI183
Established Contributor

Re: Williams-Sonoma (Comenity) approval . . . sort of!

That's a rarity!  I guess your scores were up.  I have never used the ROBOLADY thing. Glad they saw to give you a higher CLI. 


@fltireguy wrote:

@NICKI183 wrote:

Too soon for the credit increase with that initial start, you will have to wait 6-months. 


@Anonymous wrote:

Oh, and I did try a CLI with the RoboLady the next day to no avail.


 


NICKI I'm not too sure about that. I got a $250SL on the SCT, called Robolady the next day, asked for, and got $1500


 

Starting Score: 555/567/570- Aug 2017 (TU)646 (EQ) 626, (EX) 635-Goa 750l: UPDATE 2021 (TU) 623, (EQ) 584, (EXP) 598 Current VISA-MC-Amex Credit Cards |NFCU-CashReward-$2k|USSA Visa- $500lAmex USAA-secured Merrick-$1,900ll Amex Delta Sky Miles- $1k
, |Nordstrom-$2100|Neiman Marcus-$700|Credit One Bank $850/$500 / Capital One Journey $700/ Capital One Quicksilver One $1650/Target $600/KohlsStore $300/Personal Loans $14k
Garden Until 2/2022 removing all 18 collection baddies and decrease UTILto less than 5%
Message 6 of 10
gibeon
Established Contributor

Re: Williams-Sonoma (Comenity) approval . . . sort of!

You should try the online CLI when you get your card.

I was SCT approved for $500 last week and when I first logged in after getting my card I requested a CLI and got another $750. Tried again and I got redboxed.

Good luck!
23 Open Bank Cards / 7 Open Store Cards / TOO many inquires / Mid/High 600's
Message 7 of 10
Anonymous
Not applicable

Re: Williams-Sonoma (Comenity) approval . . . sort of!

Since the card has moved to Comenty (from previous lender Barclays), your chances of getting a CLI sooner than six months might be pretty good.  Try hitting the button after you receive the card and see what happens.  And then try again once every month or two and see what happens.  It's too soon to tell what Comenity's behavior with this card is going to be.  It sucks that they are giving out such toy limits on it, though, since you can't buy anything at WS with a $250 limit without maxing out your card.  

 

I got this card last year with Barclays (through a pop up) and they started me at $2000.  They were really good with the auto-luv every 4-6 months and even gave me a bump from $4K to $7500 about two weeks before the account was due to transfer to Comenity.  I really hope Comenity is as generous with CLIs as they have been with my other cards with them. 

Message 8 of 10
NICKI183
Established Contributor

Re: Williams-Sonoma (Comenity) approval . . . sort of!

You might be onto something!  I just received my card in the mail and hit the "CLI button".  The card jumped to $1k and then I saw the read screen of death.  I wonder what would happen if I try to call ROBOLADY!  LOL... Thanks for the tidbit. 


@fltireguy wrote:

@NICKI183 wrote:

Too soon for the credit increase with that initial start, you will have to wait 6-months. 


@Anonymous wrote:

Oh, and I did try a CLI with the RoboLady the next day to no avail.


 


NICKI I'm not too sure about that. I got a $250SL on the SCT, called Robolady the next day, asked for, and got $1500


 

Starting Score: 555/567/570- Aug 2017 (TU)646 (EQ) 626, (EX) 635-Goa 750l: UPDATE 2021 (TU) 623, (EQ) 584, (EXP) 598 Current VISA-MC-Amex Credit Cards |NFCU-CashReward-$2k|USSA Visa- $500lAmex USAA-secured Merrick-$1,900ll Amex Delta Sky Miles- $1k
, |Nordstrom-$2100|Neiman Marcus-$700|Credit One Bank $850/$500 / Capital One Journey $700/ Capital One Quicksilver One $1650/Target $600/KohlsStore $300/Personal Loans $14k
Garden Until 2/2022 removing all 18 collection baddies and decrease UTILto less than 5%
Message 9 of 10
AverageJoesCredit
Legendary Contributor

Re: Williams-Sonoma (Comenity) approval . . . sort of!

Nice , congrats on approval and cli!!
Message 10 of 10
Advertiser Disclosure: The offers that appear on this site are from third party advertisers from whom FICO receives compensation.