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Winter Mini-Spree :)

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Valued Contributor

Winter Mini-Spree :)

Went on a small winter spree... went on a crazy streak last year so luckily the majority have aged at least a year and I think I got a lineup that is netting me rewards for things I already buy, but I've become disciplined enough to not just blow money to 'get rewards'. It was not easy to finally be able to flex that muscle, but it feels good especially since in Feb 2015 I was barely approved for my $500 Cap1 platinnum card with scores around 590's. Scores are now TU 703, EQ 723, EX 702 -- still got room to go, but 750's here I come! Thanks myfico'ers -- I've gotten so much accomplished from the insight of this community! It's Awesome!

 

With these updates heading back to the garden until Nov 2017...but may shoot for May 2018 Smiley Happy

 

NPSL Amex Premier Rewards Gold

$25,000 NFCU CashRewards Visa Signature --- $10,000 SP CLI APPROVED!

$20,000 Ritz-Carlton Rewards Visa Infinite

$20,000 PenFed Platinum Rewards Visa Signature

$16,000 Amazon Rewards Visa Signature

$14,000 USAA Rewards MasterCard

$5,000 Amex Blue Cash Preferred

$5,000 Discover IT Cash Rewards --- $500 SP CLI APPROVED!

$5,000 USAA Preferred CashRewards Visa Signature

$5,000 Capital One Quicksilver Visa Signature ---- JUST APPROVED!

$5,000 PenFed Platinum CashRewards Visa --- (SP) JUST APPROVED!

$5,000 USAA CashRewards Visa

$4,000 Apple Rewards Visa

$3,700 Citi DoubleCash World Elite MasterCard

$2,000 Marvel MasterCard --- JUST APPROVED!

$1,550 JCPenney Card

$500 BankAmericard CashRewards Visa ($99/$500 deal -- going to check on this one in JAN..hopefully SP graduation and CLI, if not I'm not wasting any HP's and will just sit tight until they do it on their own

 

My signature is definitely out of date. Dont get me wrong, credit still is my crack, but at least now I'm a high functioning addict LOL

Message 1 of 25
24 REPLIES 24
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Moderator

Re: Winter Mini-Spree :)

Wow! Congrats! 

Got some pruning to do... No more new cards!
Message 2 of 25
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Frequent Contributor

Re: Winter Mini-Spree :)


@credit_is_crack wrote:

Went on a small winter spree... went on a crazy streak last year so luckily the majority have aged at least a year and I think I got a lineup that is netting me rewards for things I already buy, but I've become disciplined enough to not just blow money to 'get rewards'. It was not easy to finally be able to flex that muscle, but it feels good especially since in Feb 2015 I was barely approved for my $500 Cap1 platinnum card with scores around 590's. Scores are now TU 703, EQ 723, EX 702 -- still got room to go, but 750's here I come! Thanks myfico'ers -- I've gotten so much accomplished from the insight of this community! It's Awesome!

 

With these updates heading back to the garden until Nov 2017...but may shoot for May 2018 Smiley Happy

 

NPSL Amex Premier Rewards Gold

$25,000 NFCU CashRewards Visa Signature --- $10,000 SP CLI APPROVED!

$20,000 Ritz-Carlton Rewards Visa Infinite

$20,000 PenFed Platinum Rewards Visa Signature

$16,000 Amazon Rewards Visa Signature

$14,000 USAA Rewards MasterCard

$5,000 Amex Blue Cash Preferred

$5,000 Discover IT Cash Rewards --- $500 SP CLI APPROVED!

$5,000 USAA Preferred CashRewards Visa Signature

$5,000 Capital One Quicksilver Visa Signature ---- JUST APPROVED!

$5,000 PenFed Platinum CashRewards Visa --- (SP) JUST APPROVED!

$5,000 USAA CashRewards Visa

$4,000 Apple Rewards Visa

$3,700 Citi DoubleCash World Elite MasterCard

$2,000 Marvel MasterCard --- JUST APPROVED!

$1,550 JCPenney Card

$500 BankAmericard CashRewards Visa ($99/$500 deal -- going to check on this one in JAN..hopefully SP graduation and CLI, if not I'm not wasting any HP's and will just sit tight until they do it on their own

 

My signature is definitely out of date. Dont get me wrong, credit still is my crack, but at least now I'm a high functioning addict LOL


Congrats! Your profile looks way better than mine but I went on a spree the last 2 weeks as well!

 

NPSL AMEX PRG (Approved)

$11,000 Pen PenFed Platinum Rewards Visa Signature (Approved)

$7,500 Fidelity Visa Signature (Approved)

$5,000 Chase Sapphire Preferred (Approved)

$4,500 Discover IT (Approved)

$3,000 Capital One Quicksilver One (Approved)

$3,000 Barclay Arrival + (Approved)

$2,000 Barclay Apple Rewards (Approved)

$3,400 Wells Fargo Platinum Visa (AUTO CLI)

$1,000 Chase Freedom (was CLI'd to $3,500 but then reduced by $2500 to borrow for CSP!)

 

Working on my build from Switzerland starting in December.

FICO 8 Scores: EX 706 (11/3/2016) EQ 696 (11/17/16) TU 708 (11/17/2016)

"Use your Credit wisely, don't let it use you!"~Me Smiley Very Happy

Message 3 of 25
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Valued Contributor

Re: Winter Mini-Spree :)


@Justagirl73 wrote:

Wow! Congrats! 


Thanks Smiley Happy

Message 4 of 25
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Valued Contributor

Re: Winter Mini-Spree :)


@MugenCivicSi83 wrote:

@credit_is_crack wrote:

Went on a small winter spree... went on a crazy streak last year so luckily the majority have aged at least a year and I think I got a lineup that is netting me rewards for things I already buy, but I've become disciplined enough to not just blow money to 'get rewards'. It was not easy to finally be able to flex that muscle, but it feels good especially since in Feb 2015 I was barely approved for my $500 Cap1 platinnum card with scores around 590's. Scores are now TU 703, EQ 723, EX 702 -- still got room to go, but 750's here I come! Thanks myfico'ers -- I've gotten so much accomplished from the insight of this community! It's Awesome!

 

With these updates heading back to the garden until Nov 2017...but may shoot for May 2018 Smiley Happy

 

NPSL Amex Premier Rewards Gold

$25,000 NFCU CashRewards Visa Signature --- $10,000 SP CLI APPROVED!

$20,000 Ritz-Carlton Rewards Visa Infinite

$20,000 PenFed Platinum Rewards Visa Signature

$16,000 Amazon Rewards Visa Signature

$14,000 USAA Rewards MasterCard

$5,000 Amex Blue Cash Preferred

$5,000 Discover IT Cash Rewards --- $500 SP CLI APPROVED!

$5,000 USAA Preferred CashRewards Visa Signature

$5,000 Capital One Quicksilver Visa Signature ---- JUST APPROVED!

$5,000 PenFed Platinum CashRewards Visa --- (SP) JUST APPROVED!

$5,000 USAA CashRewards Visa

$4,000 Apple Rewards Visa

$3,700 Citi DoubleCash World Elite MasterCard

$2,000 Marvel MasterCard --- JUST APPROVED!

$1,550 JCPenney Card

$500 BankAmericard CashRewards Visa ($99/$500 deal -- going to check on this one in JAN..hopefully SP graduation and CLI, if not I'm not wasting any HP's and will just sit tight until they do it on their own

 

My signature is definitely out of date. Dont get me wrong, credit still is my crack, but at least now I'm a high functioning addict LOL


Congrats! Your profile looks way better than mine but I went on a spree the last 2 weeks as well!

 

NPSL AMEX PRG (Approved)

$11,000 Pen PenFed Platinum Rewards Visa Signature (Approved)

$7,500 Fidelity Visa Signature (Approved)

$5,000 Chase Sapphire Preferred (Approved)

$4,500 Discover IT (Approved)

$3,000 Capital One Quicksilver One (Approved)

$3,000 Barclay Arrival + (Approved)

$2,000 Barclay Apple Rewards (Approved)

$3,400 Wells Fargo Platinum Visa (AUTO CLI)

$1,000 Chase Freedom (was CLI'd to $3,500 but then reduced by $2500 to borrow for CSP!)

 

Working on my build from Switzerland starting in December.


Wow Noooooiiiiiccceee!! I went on a spree...yours feel like you went on a bender lol but I assure you, No Judgements From Me! Nice Job on the Approvals! I suspect we have a common problem...WAY TOO MANY INQUIRIES! Great grabs -- solid lineup with some solid banks. Keep it going! 

Message 5 of 25
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Frequent Contributor

Re: Winter Mini-Spree :)

Wow! Good for you!

Message 6 of 25
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Established Contributor

Re: Winter Mini-Spree :)

Nice increases and approvals! Which Marvel did you choose? I would love to have one of those cards, but I know I won't use it - just love the card with the Spiderman design on it!

Congratulations! Smiley Happy
gardening: 01/05/2019 updated: 01/23/2019 rebuild: 2/2016 EQ 648 TU 642 EX 663
Start Mort: EQ 800 TU 800 EX 805 Fico 8: EQ 794 TU 806 EX 825
Curr Mort.: EQ 800 TU 800 EX 805 Fico 8: EQ 794 TU 806 EX 825
Goal Mort.: EQ 850 TU 850 EX 850 Fico 8: EQ 850 TU 850 EX 850
Take the myFICO Fitness Challenge
Message 7 of 25
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Valued Contributor

Re: Winter Mini-Spree :)


@LOTR wrote:
Nice increases and approvals! Which Marvel did you choose? I would love to have one of those cards, but I know I won't use it - just love the card with the Spiderman design on it!

Congratulations! Smiley Happy

Thanks! I got the Captian America card -- I got it becuase all cards I came across for Dining were 2%/2pt (except CSR - they are also 3% but WAAY over 5/24 here lol). Its actually not a bad card -- 3% on Dining (which I do alot), but also 3% on theme parks, movie theaters, digital content (my Apple itunes music) and a few others. So i set it up to pay for all my apple junk and primary dining card. 3% cash back will add up Smiley Happy

 

6% Groceries w/BCP, 5% Gas w/PenFed, 3% Dining w/Marvel, 3% Gas Stations w/BoA, 2% Citi DC for all the bills -- between these 5 cards I bank about $65 a month just in cash back Smiley Happy It's not gonna pay the mortgage, but it's money I wouldnt have otherwise back so I'll take it!

Message 8 of 25
Frequent Contributor

Re: Winter Mini-Spree :)

Congrats!  That's quite a lineup you've achieved.  Enjoy your cli's!

Am Ex | BOA | Chase | Citi | Disc | PenFed | USB | 390K Club
Message 9 of 25
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Valued Contributor

Re: Winter Mini-Spree :)


@Viva-LV wrote:

Congrats!  That's quite a lineup you've achieved.  Enjoy your cli's!


Thanks!

Message 10 of 25
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