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Woohoo! NFCU Nrewards graduates!

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Anonymous
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Woohoo! NFCU Nrewards graduates!

Finally the day has come!!
Checked this morning as my 6th statement cut and boom available credit $2000!
The reps at all the branches told me they would start auto checking for me after 6 months. They were right!

Now I'm just debating to Product change? Ask for a CLI?

Data points
Opened NFCU accounts Jan 18'
My NRewards was $500, paid in full 3-5 times a month (I ran $7000 through this card in 5 months)

AR pull in May 564 Fico9
AR pull in July 644 Fico9

So excited!!!!
Message 1 of 11
10 REPLIES 10
Anonymous
Not applicable

Re: Woohoo! NFCU Nrewards graduates!

Congrats. What a credit journey you’ve been on since this time last year...great score improvement!
Message 2 of 11
Anonymous
Not applicable

Re: Woohoo! NFCU Nrewards graduates!


@Anonymous wrote:
Finally the day has come!!
Checked this morning as my 6th statement cut and boom available credit $2000!
The reps at all the branches told me they would start auto checking for me after 6 months. They were right!

Now I'm just debating to Product change? Ask for a CLI?

Data points
Opened NFCU accounts Jan 18'
My NRewards was $500, paid in full 3-5 times a month (I ran $7000 through this card in 5 months)

AR pull in May 564 Fico9
AR pull in July 644 Fico9

So excited!!!!

Super Congrats on your nRewards graduating to a $2,000 CL!

 

An 80 point jump in your FICO9 from May to July is very impressive.

That's the power of paying on time. In addition, your internal score with

Navy Fed must have skyrocketed as well. You're certainly on a roll right

now, so please do all you can to keep it going. Congrats again!

 

Message 3 of 11
bigpoppa09
Established Contributor

Re: Woohoo! NFCU Nrewards graduates!


@Anonymous wrote:
Finally the day has come!!
Checked this morning as my 6th statement cut and boom available credit $2000!
The reps at all the branches told me they would start auto checking for me after 6 months. They were right!

Now I'm just debating to Product change? Ask for a CLI?

Data points
Opened NFCU accounts Jan 18'
My NRewards was $500, paid in full 3-5 times a month (I ran $7000 through this card in 5 months)

AR pull in May 564 Fico9
AR pull in July 644 Fico9

So excited!!!!

Asking for a CLI can have mixed results alot of people get a higher limit by apping a new card. DW cash rewards card had a 3K limit hit the Luv button asked for 25K they gave a 6K increase to 9K letter came in mail said she was at max Exposure.  Really 2 weeks later she apped Platty approved for 20K moral of story i think u will have better results apping a new card.

Message 4 of 11
Anonymous
Not applicable

Re: Woohoo! NFCU Nrewards graduates!

Yeah they told me I can't App for a new card yet because my cash rewards is only 2 months old. Maybe cause it was technically my first unsecured card. Gotta wait the 91/3.

My Fico9 rocketed when I paid all my charge offs. They all updated to Paid and my UTIL dropped from 80% to 37%. Then my cash rewards reported and it dropped to 14%

Been one hell of a ride the last 6 months but it ain't over yet lol
Message 5 of 11
AverageJoesCredit
Legendary Contributor

Re: Woohoo! NFCU Nrewards graduates!

Happy GraduationSmiley Happy
Message 6 of 11
19eighty5
Senior Contributor

Re: Woohoo! NFCU Nrewards graduates!

Wow! Congratulations on your card graduating!

FICO 8 (Feb 2018):EX- 519, TU- 530, EQ- 545
FICO 8 (Sept 2022):EX- 706, TU- 685, EQ- 684
What's in my wallet:


Message 7 of 11
Anonymous
Not applicable

Re: Woohoo! NFCU Nrewards graduates!

Thanks to everyone! I did call in and ask for a CLI and was told 24-48 hours. (I sent in paystubs just in case) If it's denied I'll just product change over to the Platinum or GoRewards. I want the Amex but can't product change to it.

 

Crossing my fingers on a CLI so I can punch in the Flagship. The AF doesn't bother me. 

Message 8 of 11
Anonymous
Not applicable

Re: Woohoo! NFCU Nrewards graduates!

Congratulation!!!  Smiley Very Happy

Message 9 of 11
Anonymous
Not applicable

Re: Woohoo! NFCU Nrewards graduates!

congrats

Message 10 of 11
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