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Congrats! It'll will grow with you. Make sure you get you CLI every four months. Once your overall credit profile makes improvement call and talk to an underwriter to get a big jump. The monthly FICO will be a big help to track your improvements.
@madmann26 wrote:Wow,
I don't even know what to say. I app'd for this card just for the free TU score. I app'd for it, got the 7-10 day message. I called the backdoor number I found here, spoke to a very nice lady who sent me a code via text message to my phone for proving my identity, 2min later, approved with a $500 CL.
I'm done for a year.
Thanks everyone for all the help and encouragement.
CONGRATS!!!
Congrats on the approval OP. I just got my Walmart Card today after they denied 6 months ago, and boy does it feel good and look pretty. I wish you would've asked for a recon on the credit limit you got approved before you got the card/activated it.
I was approved for a $500 CL, but I reconned the day of "approval" and requested an increase to 1.5k. They didn't ask why, they just put me on hold for two minute and came back with the approval of the CLI. I probably could've asked for even more but 3x limit increase is generous enough IMO. It's possible you could try to do the same now, even post-activation. If they ask you why or you feel compelled to give an explanation, just say that you plan on making a large purchase for some appliances or something along those lines for your new home. I'm sure you'll get it. No HP either, it's SP all the way. Enjoy the free TU score, I know I will.
Here are some backdoor numbers for "Walmart":
Wal-Mart Underwriting: 877-294-7548; 877-294-8770, 1-866-419-4096,
1-877-294-7880 (reported to be the best number)
Congrats!! That card will grow nicely!!!
Congrats! Enjoy your free monthly Fico score.
I fell out of the garden today for the Walmart card. I just got disgusted with them not giving my hubby an increase. Im joint on his account and it's been stuck at $400 since November 2011. Yes he's got some credit issues that we are working on but come on Wally! Anyway I always check the forums before applying to get some positive mojo and low and behold I got an instant approval with a $900 limit!!! I was shocked!!!
After reading Warjar101's post, I decided to try out the CLI upon approval. And guess what??? 2K Baby!!!! I called the last number Warjar101 posted as the best number to call!
So we plan to sock drawer his Walmart account cards and just use mine. Hubby calls me a credit card bully. LOL Oh so happyHappy
WooooooooooooooooooooooooooooooHooooooooooooooooooooooooo!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!
Madmann is on a roll today! CONGRATS!!!