Holy cow Batman. Been eyeballing the Amex BCE for about 6 months now and decided to pull the trigger against my better judgement. Honestly I was torn between the BCE and the ED for the MR points to use for flights. Approved for , or more accurately sqeeked in at, $500 with their Credit Steps-ish program for the next 5 months. EX is 652, BK7 7/2008 which they were not included in, 9 INQ, Util is high at 76%, 4 30-day lates from 2013/14 thanks to my student loans, but I had a medical collection fall off my CR last month thankfully.
Just closed out my 2yo Cap One Secured card back on 2/24 and was approved for the Platinum which I plan PC to QS in a couple months. For now, time to plop myself back in the garden and watch my lovelies bloom until next year when I go a mortgage shoppin'. *props up feet and sips her lemonade*
BK Ch7 Filed 3/24/2023 ; Est Discharge Date: 6/23/2023
FICO Scores as of 4/19/2023: EX-559, TU-459, EQ-487
FICO Scores as of 6/17/2023: EX-573, TU-551, EQ-615
Car loan with a 5.9% APR reaffirmed
Burned Cap1, Citi, Amex, Synch, Commenity, BOA, Mercury, Discover, Upstart.
Welcome to the Amex fam, i just got back in after 10 long years after my bk7 so i salute you 
