Wow....Citi Costco Approved

[Spotsy]

I guess 3rd time is a charm for me on this card.  Finally got approved...and instantly albeit.  $11,500 SL. 

Experian - FICO 9 - 738

All others on Ice

too many inquiries to count over the last 2 years, but 6 over the last 6 months.

6 new accounts over the last 10 months

clean reports..no derogs....BUT did burn Citi back in 2009 w/ dismissed BK7... was dropped off all reports at the end of 2017.

Grateful to be back in with them and this card.

[AverageJoesCredit]

Nice, even with alot of inqs. To be fair, Citi probably thinks 1 hp is too much😁

[Cred4All]

Great SL congrats on the approval!

[Medic981]

[Spotsy]

@AJC - Yeah on the INQ...I was denied the last 2 times for too many inqs...and should not have even applied this time around..but being a supreme dork that I am..I did and it worked this time...LOL.

i truly believe that their lending criteria changes daily with the wind....today it was in my favor...I wasn’t downwind as I usually am. :-)

[Spotsy]

Thanks Medic981...ironically I was watching Despicable Me 2 when I applied...lol

[AverageJoesCredit]

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@Spotsy wrote:

@Anonymous - Yeah on the INQ...I was denied the last 2 times for too many inqs...and should not have even applied this time around..but being a supreme dork that I am..I did and it worked this time...LOL.

i truly believe that their lending criteria changes daily with the wind....today it was in my favor...I wasn’t downwind as I usually am. :-)

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Lol, ive been there done that. With Discover to get my first card,  it took me 5 tries and 6 hps 

[Anonymous]

Congrats on the approval and nice SL!! I am still waiting to app again for the costco card. I just go the Thank you card so I'll wait a bit. Good on ya!

[Medic981]

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@Spotsy wrote:

Thanks Medic981...ironically I was watching Despicable Me 2 when I applied...lol

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Gotta love them minions!!!

[xaximus]

Congrats on the approval!