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Wow...it actually happend...Amex or Bust was approved by Amex

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Amex_or_bust
Valued Member

Wow...it actually happend...Amex or Bust was approved by Amex

Still kind of in shock the re-build has gotten to this point. I finally got in the door with Amex via the Delta Gold card. The two previous rebuilds never got this far and a starting limit of 4,000 is a complete stunner. Completely expected the normal 1,000.00 be happy we let in you the club limit.  I have a discover and QS1 with 1500.00 limits. NFCU More RewardsAmex with 1,000.00 limit but that hasn't reported yet. 

 

Some data points

EX was 691 ( my score jumped about 60 points after paying a CO in full)

I was denied at the end of March with EX in 630s

The prequal site did not match me to anything  so it possible to be approved when prequal site has nothing

 

I was approved by Penfed for a new car loan and denied the PCR card in the same time frame. 

Message 1 of 15
14 REPLIES 14
M_Smart007
Legendary Contributor

Re: Wow...it actually happend...Amex or Bust was approved by Amex

Congratulations on your approval!

Message 2 of 15
AllZero
Mega Contributor

Re: Wow...it actually happend...Amex or Bust was approved by Amex

Congratulations on your approval!

Message 3 of 15
babygirl1256
Senior Contributor

Re: Wow...it actually happend...Amex or Bust was approved by Amex

Congrats on your new AmEx Delta Gold card.

Starting FICO 8 Score in 06/2019: EQ-625, TU-649, EX-640
Current FICO 8 Score in 06/2021: EQ-796, TU-806, EX-812
Goal FICO 8 Score in 06/2022: EQ-825, TU-850, EX-850
Message 4 of 15
Golf-and-Credit
Regular Contributor

Re: Wow...it actually happend...Amex or Bust was approved by Amex

Congrats on the Amex!!!

Experian FICO 8: 826/2 inq’s 1/12, 3/24
Equifax FICO 8: 820/3 inq’s 1/12, 3/24
Transunion FICO 8: 821/2 inq’s 0/12, 2/24

AMEX Platinum: NPSL
AMEX Gold: NPSL
AMEX Everyday Preferred: $22,500
Capital One Quicksilver: $5750
Numerica Credit Union Platinum: $2000
Military Star: $8300
1% utilization
Message 5 of 15
CreditAggie
Community Leader
Super Contributor

Re: Wow...it actually happend...Amex or Bust was approved by Amex

Congratulations on your Amex approval!

Current Cards (in order of approval):

         
Current FICO 8 | 9 (February 2024):  
Credit Age:  
Inquiries (6/12/24):  
Banks & CUs:

Message 6 of 15
Total80sKid
Senior Contributor

Re: Wow...it actually happend...Amex or Bust was approved by Amex

Congrats on the approval!

 

I was approved for an AmEx BCE card back in 2017 without a pre-approval. 👍🏼

Message 7 of 15
mrcraft
Valued Contributor

Re: Wow...it actually happend...Amex or Bust was approved by Amex

Congratulations on your approval!!



Message 8 of 15
rostrow416
Established Contributor

Re: Wow...it actually happend...Amex or Bust was approved by Amex

Congrats!  Does this mean a name change is in order?

AMEX Gold | Purdue FCU $20,000 | FNBO Evergreen $15,000 | TFCU Plat Visa $15,000 | PenFed Platinum Rewards $15,000 | PenFed Pathfinder $15,000 | Citizen's Bank Cash Back+ $15,000 | Synchrony Premier MC $10,000 | SG Visa $10,000 | NFCU MoreRewards $7,000 | NFCU cashRewards $17,000 | Discover IT $6,000 | Capital One BuyPower $950 | AMEX BCP $5,000 | AMEX Amazon Prime Business $3,000

B&H Payboo Card $15,000 | Amazon Prime Card $10,000 | PC Richard Card $15,000 | Target RedCard $2,000 | Walmart Store Card $1,400 | Shell Gas Card $1,200 | Overstock Store Card $7,000 | Kohl's Store Card $3,000


Spring Cleaning:
C̶a̶p̶i̶t̶a̶l̶ ̶O̶n̶e̶ ̶Q̶u̶i̶c̶k̶S̶i̶l̶v̶e̶r̶ ̶$̶1̶,̶0̶0̶0̶ | C̶r̶e̶d̶i̶t̶ ̶O̶n̶e̶ ̶V̶i̶s̶a̶ ̶$̶1̶,̶2̶0̶0̶ | M̶e̶r̶r̶i̶c̶k̶ ̶B̶a̶n̶k̶ ̶$̶2̶,̶7̶0̶0̶ | M̶a̶r̶v̶e̶l̶ ̶M̶a̶s̶t̶e̶r̶c̶a̶r̶d̶ ̶$̶1̶,̶̶2̶0̶0̶ | C̶o̶m̶e̶n̶i̶t̶y̶ ̶M̶a̶s̶t̶e̶r̶C̶a̶r̶d̶ ̶$̶1̶,̶1̶8̶0̶
Message 9 of 15
coreyb80
Super Contributor

Re: Wow...it actually happend...Amex or Bust was approved by Amex

Congrats on the approval!

Message 10 of 15
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