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Wow-thank you Amex!

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Regular Contributor

Wow-thank you Amex!

Just hit the love button on my BCP.  Opened 13 months ago, started with a $7000 limit.  Up to $14,000 last fall.  Today requested more than double, to $30,000 and got approved instantly!  This is now my largest line, with my NFCU Flagship at $28,000.  My old Ch 7 is now off all three bureaus as of April 1.  Nowhere to go but up from here!

Message 1 of 25
24 REPLIES 24
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Epic Contributor

Re: Wow-thank you Amex!

Congratulations on your approval!

popcorn eating emoticon.gif

Message 2 of 25
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Valued Contributor

Re: Wow-thank you Amex!


@PNW_RN wrote:

Just hit the love button on my BCP.  Opened 13 months ago, started with a $7000 limit.  Up to $14,000 last fall.  Today requested more than double, to $30,000 and got approved instantly!  This is now my largest line, with my NFCU Flagship at $28,000.  My old Ch 7 is now off all three bureaus as of April 1.  Nowhere to go but up from here!


Cool story -- congrats on your success.

Data Points (DPs) help others make informed credit decisions -- have you any to share?

Starting Score: (5/24/2018) -- FICO 08 EXP: 643; FICO 08 TU: 642; FICO 08 EQ: 677
Current Score (11/11/2020): FICO 08 EXP: 747; TU: 762; EQ: 782
2020 Goal Score: 760 across the board


Take the myFICO Fitness Challenge
Message 3 of 25
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Regular Contributor

Re: Wow-thank you Amex!

Congratulations on that huge credit line!




Message 4 of 25
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Super Contributor

Re: Wow-thank you Amex!

Congratulations on your CLI!
Message 5 of 25
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Valued Contributor

Re: Wow-thank you Amex!

Congrats on your CLI!




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Message 6 of 25
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Community Leader
Mega Contributor

Re: Wow-thank you Amex!

Thats powerful stuff thereSmiley Happy

Message 7 of 25
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Regular Contributor

Re: Wow-thank you Amex!

James_A-DP's included in original post.  What else would be helpful to know?

Message 8 of 25
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Valued Contributor

Re: Wow-thank you Amex!

Congratulations on your approval! 👍




My Cards:






Profile Type: New, Thick, 100% Clean
INQ's: EQ: 0 TU: 1 EX: 3 (last 12 mo.)
Recent Accounts: 4 (last 24 mo.)
Total CL: 28.95k Util. 3% AAoA: 1yr, 8mo.
AoOA: 2 yrs, 8 mo. AoYA: 0 mo. 100% PIF.





myFICO Member since: July 21, 2018 | Joined Community: Aug. 17, 2018 | Starting Scores: EQ: 716 TU: 738 EX: 698
Message 9 of 25
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Valued Contributor

Re: Wow-thank you Amex!


@PNW_RN wrote:

James_A-DP's included in original post.  What else would be helpful to know?


Fico scores are useful. If HP or SP (new people visit every day -- not everyone knows AMEX is mostly SP). Spend, if you feel that is significant, one way or the other. 

 

There's lots of other things that can be added (Income, AAoA, AoYA, Inq, _/24, etc) that can help others "match" profiles with the OP. 

 

Here's an excerpt from the APPROVAL FORUM's lone sticky: What to Post in the Approval Forum:

"We also enjoy when members include relevant information about their own credit profile, their APRs and CLs, and reports that are pulled (or not pulled) in the process. We offier the following suggestions:

Details, Details! Any information shared could help those with similar profiles or considering the products. Consider these ideas: What product did you get? What CRs were pulled? What is your FICO score (if known)? Are you willing to share any other info about your credit profile (UTIL, income, "baddies", etc). What made you consider this product? For CLIs, when was your last one? Was your CLI an HP or SP? Did you have a prior product/relationship with the lender? If the product isn't well-known, could you tell us more about it?"

Starting Score: (5/24/2018) -- FICO 08 EXP: 643; FICO 08 TU: 642; FICO 08 EQ: 677
Current Score (11/11/2020): FICO 08 EXP: 747; TU: 762; EQ: 782
2020 Goal Score: 760 across the board


Take the myFICO Fitness Challenge
Message 10 of 25
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