I called my CU (SchoolsFirst FCU) to see about a CLI on my LOC and my Visa. My score has risen and it's been over 6 mos so it's time. Holy moly! Everything was an auto approval and they went on and on about all of the extra products available to me now. Over $10k in CLI's in one call! I'll take that HP. 
CLI:
Visa 2500 --> 9200
Overdraft/LOC 1500 --> 5000
Extra products approved:
$15k personal loan @10.25%
$50k auto @3.75%
Can refi my current auto loan from 4.99% down to 3.75%
I've never been treated in my life the way I was just treated... as if I was a queen. My FICo was only 689, but they made me feel as if it was 800. 
I believe that DCU can refi my car at 1.99% with a FICO on EQ of 675 (waiting for a myFico alert and rate jump today, hoping to get it from 666 --> above 675). I just refi'ed from 10.25% down to 4.99% I had a 42 point drop in score last Sept from that one new tradeline (refi'ed in June-- crazy??) so I'm a little bit sketched out to refi again, but I'd do it if I could get the 1.99, although SchoolsFirst FCU would need 750 on EX for that rate. Hmmm, unless I can get my score up that much I might refi with DCU.
It's a good day!!
@kroberts67 wrote:
I've never been treated in my life the way I was just treated... as if I was a queen. My FICo was only 689, but they made me feel as if it was 800.
bahahhaha lol, love it, congratulations!!!!!
Wow! Congrats! Thanks for sharing.
Discover IT $17k / US Bank Ace (VSig) $13.5K / US Bank Cash+ (VSig) $13.5k
Congrats to your success
Super - congrats!!
