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WTG nice congrats
@k-s wrote:
Absolutely love School's First! With one HP for each of us, DBF and I were approved (jointly) for a refi on an auto loan up to 50k at 3.5% and a Visa Gold 13k limit at 12.5%. Looking forward to generous CLIs.
Wow isn't that awesome! Congrats!
That's Fabulous!! Congratulations!
@kroberts67 wrote:I called my CU (SchoolsFirst FCU) to see about a CLI on my LOC and my Visa. My score has risen and it's been over 6 mos so it's time. Holy moly! Everything was an auto approval and they went on and on about all of the extra products available to me now. Over $10k in CLI's in one call! I'll take that HP.
CLI:
Visa 2500 --> 9200
Overdraft/LOC 1500 --> 5000
Extra products approved:
@$15k personal loan @741051.25%
@$50k auto @3.75%
Can refi my current auto loan from 4.99% down to 3.75%
I've never been treated in my life the way I was just treated... as if I was a queen. My FICo was only 689, but they made me feel as if it was 800.
I believe that DCU can refi my car at 1.99% with a FICO on EQ of 675 (waiting for a myFico alert and rate jump today, hoping to get it from 666 --> above 675). I just refi'ed from 10.25% down to 4.99% I had a 42 point drop in score last Sept from that one new tradeline (refi'ed in June-- crazy??) so I'm a little bit sketched out to refi again, but I'd do it if I could get the 1.99, although SchoolsFirst FCU would need 750 on EX for that rate. Hmmm, unless I can get my score up that much I might refi with DCU.
It's a good day!!
Congrats! I'm hoping one of my credit unions show me that type of love in March (year anniversary)
Great Job!!!!!
Awesome news, congrats!
@CreditMagic7 wrote:
Luv Credit Unions
They know how to treat their customers and inspire us to pass along the satisfaction to bring them more business.
Ain't that the truth! Such a huge difference from banks I've had (with the exception of USAA). Although not all CU's unfortunately. My DBF has NuVision CU and the service isnt there. I wish I could get him into mine. NuVision needs a new vision!