I have been on the X1 Card waitlist for a few months and was fortunate to receive a referral invitation to apply. The Plaid bank integration did not work with either my CU (unsupported) or HYSA bank (2FA problems), so I had to manually submit 2 months of statements to income@x1.co. Review took 1 business day, at which point I was approved for a $26,500 CL.
FICO listed during the application was 802, but I forgot to make note of the bureau. 🤦♂️ I'll have to wait get the physical docs!
I'm not sure yet how I will use the card, but access to a no AF/FTF card with new card numbers on-demand, healthy CL, and interesting rewards program is a nice addition for me.
Grats on your excellent X1 approval!
Congrats on your X1 approval
Great card that doesn't get much love. Congrats and enjoy! (I love mine)
Congratulations, nice one!
