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X1 Card - finally reality: $21K SL - SP - Plaid bank link

4sallypat
Valued Contributor

X1 Card - finally reality: $21K SL - SP - Plaid bank link

X1 Card is REAL - thanks to a forum member who invited me to the new fintech card that blew my socks off with a huge $21,000 SL.

 

I was 65,xxx in the X1 waitlist from last year and (Mod cut - this information cannot be shared via the forums per the TOS @4sallypat) I was able to jump ahead of the line and secure the X1 Card without a HP.

 

Just received the physical card today within 4 days of approval and this line is the largest of all my cards.


It is true that this X1 is a "smart" card and uses your income, identity, soft pull credit, and bank link via Plaid.

The only issue I had with the approval was the inability for Plaid to connect to my primary direct deposit bank account as it uses 2FA.

I had to choose my secondary bank which does not use 2FA and was able to secure the largest SL in my wallet.

Had Plaid been able to link to my primary account, I am sure I could have scored a larger CL.

 

 




Message 1 of 31
30 REPLIES 30
VanderSnoot
Established Contributor

Re: X1 Card - finally reality: $21K SL - SP - Plaid bank link

Congrats! Nice looking card.

Message 2 of 31
Rebuild2019
Valued Contributor

Re: X1 Card - finally reality: $21K SL - SP - Plaid bank link

Congratulations 🎊🎉🎈🍾!!! Very Nice Card.

CARDS: Discover It | QuickSilver One | Kohl’s | BBT Spectrum Cash Rewards | BBT Bright | CITI Custom Cash | PenFed Gold Visa | NFCU CashRewards | NFCU More Rewards | NFCU Platinum Visa | AMEX BCE | Verizon Visa | Wells Fargo Active Cash | Amazon Prime | OverStock
Starting Scores 05/2019: EQ:519, EX:525, TU:574
Message 3 of 31
mommydiva
Frequent Contributor

Re: X1 Card - finally reality: $21K SL - SP - Plaid bank link

That is awesome.  Congrats on the huge SL and especially with a soft pull!  Sleek card, btwSmiley Happy

Message 4 of 31
Sub16610
Established Contributor

Re: X1 Card - finally reality: $21K SL - SP - Plaid bank link

Congrats on your X1 approval.  Very nice sl!

Message 5 of 31
jonnyc
Regular Contributor

Re: X1 Card - finally reality: $21K SL - SP - Plaid bank link

I've been stuck at #232 🧐

Bk Chp. 7 Discharged 04/13/2018
Date of filing: 01/11/2018
Message 6 of 31
ChargedUp
Senior Contributor

Re: X1 Card - finally reality: $21K SL - SP - Plaid bank link

Congrats on a sweet looking card!

Message 7 of 31
KingRue8500
Valued Contributor

Re: X1 Card - finally reality: $21K SL - SP - Plaid bank link

Congrats on your X1 Visa approval




Message 8 of 31
ycastro
Established Member

Re: X1 Card - finally reality: $21K SL - SP - Plaid bank link

Very Nice!!! Congrats 🎉

Message 9 of 31
CYBERSAM
Valued Contributor

Re: X1 Card - finally reality: $21K SL - SP - Plaid bank link

Congrats on your approval 🤑

Can't gp wrong with SP!





Message 10 of 31
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