X1 Card is REAL - thanks to a forum member who invited me to the new fintech card that blew my socks off with a huge $21,000 SL.
I was 65,xxx in the X1 waitlist from last year and (Mod cut - this information cannot be shared via the forums per the TOS @4sallypat) I was able to jump ahead of the line and secure the X1 Card without a HP.
Just received the physical card today within 4 days of approval and this line is the largest of all my cards.
It is true that this X1 is a "smart" card and uses your income, identity, soft pull credit, and bank link via Plaid.
The only issue I had with the approval was the inability for Plaid to connect to my primary direct deposit bank account as it uses 2FA.
I had to choose my secondary bank which does not use 2FA and was able to secure the largest SL in my wallet.
Had Plaid been able to link to my primary account, I am sure I could have scored a larger CL.
I've been stuck at #232 🧐