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X1 Limit increase in only 1 month having the card!!!

DJRobbieD
Contributor

Re: X1 Limit increase in only 1 month having the card!!!

Congrats!  Would you consider this a recon of your SL, or an "automatic" CLI like they tout on their website?



***DPs as of 1/11/2022***
FICO 8: 810 (EX)
AoOA: 18.4 yrs, AAoA: 3.2 yrs
INQ (last 12m): EX 4 / EQ 1 / TU 0
New Accts: 3/30, 5/6, 7/12, 7/24
TCL: $284.4k, UTIL: 4-5%

In the garden until Feb 2024
Message 11 of 23
gdale6
Moderator

Re: X1 Limit increase in only 1 month having the card!!!

Well grats on the move up to 20k!

Message 12 of 23
cashorcharge
Senior Contributor

Re: X1 Limit increase in only 1 month having the card!!!

Well done!!  Congratulations on your X1 CLI (the first reported I believe) Approval!! 🎉🥂👏

Message 13 of 23
Eyepinpools
Regular Contributor

Re: X1 Limit increase in only 1 month having the card!!!

Congrats. I'm just curious what they did for income verification during the app? Thanks. 

Message 14 of 23
Itachi175
Established Member

Re: X1 Limit increase in only 1 month having the card!!!

@Eyepinpools  basically they use thr info they already have without any additional info and they override thr auto SL 11k to 20k. 

Message 15 of 23
Itachi175
Established Member

Re: X1 Limit increase in only 1 month having the card!!!

Yea i guess you could call it a recon SL since they manually review my account and override thr auto starting SL 11k to 20k

Message 16 of 23
Sub16610
Established Contributor

Re: X1 Limit increase in only 1 month having the card!!!

Congrats on your cli on your X1 only one month in!

Message 17 of 23
DJRobbieD
Contributor

Re: X1 Limit increase in only 1 month having the card!!!


@Itachi175 wrote:

Yea i guess you could call it a recon SL since they manually review my account and override thr auto starting SL 11k to 20k


@Itachi175 congrats on the recon!  I did the same myself.  My initial SL was $9,500, but I contacted them to recon & submitted paystubs. They bumped me to $30,000, all within a day!



***DPs as of 1/11/2022***
FICO 8: 810 (EX)
AoOA: 18.4 yrs, AAoA: 3.2 yrs
INQ (last 12m): EX 4 / EQ 1 / TU 0
New Accts: 3/30, 5/6, 7/12, 7/24
TCL: $284.4k, UTIL: 4-5%

In the garden until Feb 2024
Message 18 of 23
bilwilvegas
Contributor

Re: X1 Limit increase in only 1 month having the card!!!


@DJRobbieD wrote:

@Itachi175 wrote:

Yea i guess you could call it a recon SL since they manually review my account and override thr auto starting SL 11k to 20k


@Itachi175 congrats on the recon!  I did the same myself.  My initial SL was $9,500, but I contacted them to recon & submitted paystubs. They bumped me to $30,000, all within a day!


I would like to reach out for a recon of my SL, how did you contact them?

 

Message 19 of 23
Dawggie14
Regular Contributor

Re: X1 Limit increase in only 1 month having the card!!!

That's pretty awesome! 👏🏼👏🏼 Congratulations on the CLI!! Has anyone had any experience with an auto-CLI yet?

Message 20 of 23
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