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Yay CLI!

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Anonymous
Not applicable

Yay CLI!

Good morning all, I wanted yo share my good news this Sunday morning, I recently got a cap1 Q's and they just approved me for a 400 dollar increase. I'm just starting my rebuild so I know its pretty low compared to many but hey, gotta start somewhere right? Lol
Message 1 of 9
8 REPLIES 8
JRAGS28
Established Member

Re: Yay CLI!

Congrats... Baby steps lead to walking that lead to running... Congrats again..

Message 2 of 9
AverageJoesCredit
Legendary Contributor

Re: Yay CLI!

Nice! $400 that wasnt available yesterday right? Good jobSmiley Happy
Message 3 of 9
Anonymous
Not applicable

Re: Yay CLI!

Congrast on the increase!! And that is not bad at all. My first increase was only $300. And the second was $500 because of credit steps! Soooo, if it makes you feel better, you're doing better than me. Smiley Happy

Message 4 of 9
ls2016
Frequent Contributor

Re: Yay CLI!

Congrats OP.  I've had my Cap 1 Platinum for 3 months and requested a CLI and was denied for too many inquiries (10 in last 12 months). So, you've done a good job in getting one. Waiting for mine!

Current FICO 8s: Ex 768, Tu 741, Eq 741
Current FICO 9s: Ex 775, Tu ?? Eq 781
Total TLs: $120,000
8 (30-60 day) mortgage lates and 2 (30 day) auto lates remain from Jan., Feb. 2016
Current Mortgage Ex. Fico 2 787
Message 5 of 9
Anonymous
Not applicable

Re: Yay CLI!

Right Joe, I tried but couldn't get it yesterday 😠but I'm so happy I'm finally moving forward thanks!
Message 6 of 9
Anonymous
Not applicable

Re: Yay CLI!

Thanks Is2016 ! And good luck with your progress 😀
Message 7 of 9
Anonymous
Not applicable

Re: Yay CLI!

Great news!! rewards for a great credit behavior

Message 8 of 9
joeaseer
Regular Contributor

Re: Yay CLI!

Congrats on your CLI, building credit takes time and we all want that instant success story but you appreciate so much more when things take a little time to grow.

EQ Score: 784 | TU Score: 758 | EX Score: 760 | Goal Score: 800+
INQ = TU: 1 | EQ: 0 | EX: 4
Utilization: 0% usually or at most 1% - 3%.
Amex BCE (Approved: 11/2015): $24k ($6k SL) | Discover IT (Approved: 07/2015): $16k ($1k SL)
Citi DC WEMC (Approved: 07/2016): $14.5k ($4.6k SL) | Chase SR (Approved: 01/2017): $11k
Chase Freedom Unlimited (Approved: 07/2016): $7.5k | Chase Freedom (Approved: 12/2014): $5k ($500 SL)
Citi Simplicity (Aprroved: 07/2018): $4.5k | Total CL: $82.5k
Message 9 of 9
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