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Yay!!!! Rec'd Citi Diamond Preferred!!! Thanks everyone!!

youngandcreditwrthy
Senior Contributor

Yay!!!! Rec'd Citi Diamond Preferred!!! Thanks everyone!!

Weird.. Citi took forever to approve me!!!!

My card got here in less than a business week though!!! Just in time for my trip to see the person Im dating! Lol although, I'll prob just use this as a bt card since I have a plethora of rewards cards!
18 mos, no interest! My limit is $5000 and apr is 21.99% after. They even sent me blank checks!!

I just have to thank this forum once more!!!

Without yall, I wouldn't have any of my prime cards, including Amex BCE, Chase Freedom, Citi Dia Pref, Discover Motiva and many more!!

Not to mention my moderately stellar limits!!

I am firmly in the garden, and I have inquiries aging off as we speak and have paid almost $5000 of my cc debt!!
My TU 08 FICO is 690 and EQ FICO is 684; these were MUCH higher (720-740 range) before my last few months of app'ing and adding inqs.

Thanks again everyone :-)
Marriott PR$25k | BCE $24.5K |BankAmericard Visa $25k| BOA Better Bal $17.5k |Wmt Discover $12.5k | BR Visa $17.5k | Amex Delta Gold $10k | Discover IT $10k | Paypal Extras MC $15k | Amazon Store $10k|Smile Gen $7.25k | Dillard's $10k | West Elm $4k| Express $3.05K | Mypoints.com Visa $4.5k | Freedom Visa $1k| Amex Surpass $1k
Message 1 of 17
16 REPLIES 16
randeman
Frequent Contributor

Re: Yay!!!! Rec'd Citi Diamond Preferred!!! Thanks everyone!!

Well done!  Congratulations.

Experian Score: 689--Amex 27 July 2014; Equifax Score 680--MyFICO--17 September 2014; TransUnion Score 718-Discover 20 August 2014--PUH-RAISE JESUS, I finally broke 700!!! Cards and Credit Lines: Escape by Discover, Chase Freedom Signature Visa, Chase United MileagePlus Explorer Signature Visa, Chase Sapphire Preferred Signature Visa, Barclay's Holland America Visa, Citibank Custom Credit Line, Paypal Custom Connect Credit Line, Bloomingdale's, Macy's Premier Elite, Amazon Store Card, Lord & Taylor, Nordstrom, Discover It, Gold Delta SkyMiles from American Express, PayPal BML.
Message 2 of 17
randeman
Frequent Contributor

Re: Yay!!!! Rec'd Citi Diamond Preferred!!! Thanks everyone!!

By the way, your list and limits are pretty impressive for your credit scores!

Experian Score: 689--Amex 27 July 2014; Equifax Score 680--MyFICO--17 September 2014; TransUnion Score 718-Discover 20 August 2014--PUH-RAISE JESUS, I finally broke 700!!! Cards and Credit Lines: Escape by Discover, Chase Freedom Signature Visa, Chase United MileagePlus Explorer Signature Visa, Chase Sapphire Preferred Signature Visa, Barclay's Holland America Visa, Citibank Custom Credit Line, Paypal Custom Connect Credit Line, Bloomingdale's, Macy's Premier Elite, Amazon Store Card, Lord & Taylor, Nordstrom, Discover It, Gold Delta SkyMiles from American Express, PayPal BML.
Message 3 of 17
CruzImperial
Established Contributor

Re: Yay!!!! Rec'd Citi Diamond Preferred!!! Thanks everyone!!

Congrats!!
Fico Scores: . Walmart TU 748 . Garden 8/19 2014 .

Cap One Journey 500 | Discover IT 500 | GE Home Design 5.6k | GE HHGREGG 5k | Amex Zync NPSL | Amex BCE 6k | Citi Forward 4.2k | Citi Dividend 3k | GE BrandsMart 1k | GE Lowes 8.5k | Discover Walmart 7.5k | Barclays Apple 2.5k | BoA CR 2.7k | CSP 7.2k | Platinum Prestige 5k | IT Chrome 4k | Slate 2.3k |
Message 4 of 17
TiggerDat
Valued Contributor

Re: Yay!!!! Rec'd Citi Diamond Preferred!!! Thanks everyone!!

Did they solicit you or did you app for it?  If they solicited you did it say pre-selected, pre-approved, or pre-qualified?  Just curious because the sent me a pre-selected solicitation and I as a bit tempted to try, but it did not appear to have any rewards, it just seemed to have a prestige aspect of it because of the name.  oooh Diamond, but no rewards?  It did not appear so much of a desire for me to get it.  I only want rewards cards now.  You do have a lot of credit and your scores are lower than mine.  Smiley Sad  Oh wait I did have baddies on there last year, so I guess I shouldn't really complain too much.  I also did not work it as well as I could have.

It is by will alone I set my mind in motion.....
Always follow these rules: Only take a HP for a new account. Always use the best rewards card for that reward category. Don't close a card unless you know you really should. Never use more than 35% of a credit limit. Recon as much and as best you can. Use the introductory period to the best advantage. Get the signup bonus. Whenever possible PIF or balance transfer so you pay less in interest. Never give an excellent rating when it is actually the norm. Always look for a discount as more is always better.
Always accept candy from strangers because they have the best candy or from people you know have good candy.
Message 5 of 17
Shogun
Moderator Emeritus

Re: Yay!!!! Rec'd Citi Diamond Preferred!!! Thanks everyone!!

Awesome!

Starting Score: 504
July 2013 score:
EQ FICO 819, TU08 778, EX "806 lender pull 07/26/2013
Goal Score: All Scores 760+, Newest goal 800+
Take the myFICO Fitness Challenge

Current scores after adding $81K in CLs and 2 new cars since July 2013
EQ:809 TU 777 EX 790 Now it's just garden time!

June 2017 update: All scores over 820, just pure gardening now.
Message 6 of 17
LesWH
Established Contributor

Re: Yay!!!! Rec'd Citi Diamond Preferred!!! Thanks everyone!!

I knew you could do it!!  Congrats to you!!!


NFCU Signature Visa Cash Rewards, NavChek, Citi AA AMEX, Cap1 Cash Rewards, Discover IT, Home Depot, Sears, Walmart, Chase Freedom, AMEX Green, Lowe's, AMEX BCE, Chase Sapphire Preferred, AMEX Hilton Honors Surpass, PayPal Extras MC, PenFed Platinum Cash Rewards, AMEX Platinum

GC Challenge: App Free since 1/8/13. No more apps til 2014






Message 7 of 17
tinuviel
Moderator Emeritus

Re: Yay!!!! Rec'd Citi Diamond Preferred!!! Thanks everyone!!

That's a really nice card for BT or spreading out payments on large purchases. Enjoy your new card, and congrats!!!


Current Scores: EQ 775 (03/04/2014), EX 756 (03/01/2014), TU 760 (03/01/2014)
Ruby Spade Garden Club Member - Last App: 03/04/2013 - No apps until 2014
Cards: Cap1 Venture 6.4k, Cap1 Quicksilver MC 1.75k, BankAmericard 1-2-3 Visa Signature - UCF Alumni Association 5k, Discover 7k, Citi Diamond Preferred MC 10.35k, Wells Fargo Rewards Visa 7k, Chase Freedom 5k, Chase Ink 7.5k, Amex Green NPSL, Dillard's Amex 7.5k, JC Penney 7.5k, Kay Jeweler's 5.1k
Message 8 of 17
dtjones052209
Regular Contributor

Re: Yay!!!! Rec'd Citi Diamond Preferred!!! Thanks everyone!!

Congrats!



Message 9 of 17
Epcot
Valued Contributor

Re: Yay!!!! Rec'd Citi Diamond Preferred!!! Thanks everyone!!

Nice going, enjoy! Smiley Happy

Starting Score: EQ 717 EX 724 TU 736
Current Score: EQ 832 EX 815 TU 816
Message 10 of 17
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