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Year of the Approval Zodiac!?! - Ikea Projeckt Approval

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New Contributor

Year of the Approval Zodiac!?! - Ikea Projeckt Approval

I dont know what it is about the DW credit profile but this is her MONTH of APPROVALS!!! She's been approved for 6 new lines of credit (that I can think of atm) and approximatley 15-20K in CLI's since the first. After applying for new cards she was interested in, we decided to go after the cards she's wanted or to improve some of her daily driver cards.

Last night got a 5X CLI on her Care Credit card! But more importantly she has been wanting the Ikea Projeckt card. Read some post on the forum for data pts. We felt like she had a good chance based on what people were saying their dp's were and decided to pull the trigger.

She was approved instantly for the 5.5K "promotion"!

I think the last card she wants to get is an Amazon Prime card....(Smiley EmbarassedAmazon is almost an addiction for her LOL)

 

I think after the Amazon app her app spree for the month will be over then it will be the Year of the Garden!

9 REPLIES 9
Valued Contributor

Re: Year of the Approval Zodiac!?! - Ikea Projeckt Approval

YOU...

awesome congratulations GIF by Slanted Studios

AGAIN !!!

 

CONGRATS  and DW on her Ikea Projeckt approval and her Very Nice SL - Way To Go!!! 

AMEX BCE $8K | AMEX Cash Magnet $15K | Citi DoubleCash WEMC $12.2K | Citi AAdvantage WEMC $12.5K | Discover $15.5K | OpenSky $300 BB&T Cash Rewards $4.5K | Synchrony (PayPal Credit $4K, Care Credit $15K, & PayPal 2% MC $10K) | BBVA Compass Rewards VS $10.5K |
Apple Card MC $6K | NFCU cashRewards $1K
TCL - $114K+ | Rebuilding since April 2018
Message 2 of 10
Contributor

Re: Year of the Approval Zodiac!?! - Ikea Projeckt Approval

Way to go on all those killer approvals!

FICO 8 Scores 4/1/2018: 694 EX 714 EQ 740 TU FICO 8 Scores 6/16/2019 770 EX 798 EQ 791 TU

WF Cash Wise $18,800 [] PenFed Power Cash $20,000 [] BOA $4,900 [] HSBC Cash Rewards $2,750 [] Discover It $4,600 [] Maurice’s $5,000 [] CO Savor $15,000 [] NFCU Flagship $10,000 [] Amex Rose Gold [] Walmart $800
Message 3 of 10
Established Contributor

Re: Year of the Approval Zodiac!?! - Ikea Projeckt Approval

Congrats!  IKEA is another card that likes to have its luv button pushed early and often.



“If you don’t know, the thing to do is not to get scared, but to learn.” – Ayn Rand
Message 4 of 10
Senior Contributor

Re: Year of the Approval Zodiac!?! - Ikea Projeckt Approval

Congrats!!!!!

Message 5 of 10
Valued Contributor

Re: Year of the Approval Zodiac!?! - Ikea Projeckt Approval


@Leonayr wrote:

... We felt like she had a good chance based on what people were saying their dp's were ...


Maybe you could share some as well?

Starting Score: (5/24/2018) -- FICO 08 EXP: 643; FICO 08 TU: 642; FICO 08 EQ: 677
Current Score (10/17/2019): FICO 08 EXP: 739; TU: 744; EQ: 749
2019 Goal Score: 800 across the board


Take the myFICO Fitness Challenge
Message 6 of 10
New Contributor

Re: Year of the Approval Zodiac!?! - Ikea Projeckt Approval


@James_A wrote:

@Leonayr wrote:

... We felt like she had a good chance based on what people were saying their dp's were ...


Maybe you could share some as well?


No Problem...

TU: 670

EQ: 656

EX:668

 

I believe at the time of the app she had 4 HP's the most recent inquires (5 in the last week) havent hit yet.

38% UTI - At time of app

98% Payment History

120K household income

2.0 - 2.5 AAoA - a few new cards just hit CR from earlier in the month (3/4 I think)

Last I checked TCL across all cards was approx. $29,350 (before the new additions in CLI's)

 

She requested a CLI earlier today and was approved to her new limit of 7K!

Any other DP's that I didnt think of just ask...

Message 7 of 10
New Contributor

Re: Year of the Approval Zodiac!?! - Ikea Projeckt Approval


@mikesonthemend wrote:

Congrats!  IKEA is another card that likes to have its luv button pushed early and often.


Definately agree with that...hit the luv button earlier and was approved for an additional $1500..7K Whoohoo!

Tried a second CLI and got the 7-10 message. Still pleased with this week and the month all around!

Message 8 of 10
Member

Re: Year of the Approval Zodiac!?! - Ikea Projeckt Approval

Way to go congrats me planning to visit Ikea store to apply for visa 😉
Message 9 of 10
Community Leader
Senior Contributor

Re: Year of the Approval Zodiac!?! - Ikea Projeckt Approval


@mikesonthemend wrote:

Congrats!  IKEA is another card that likes to have its luv button pushed early and often.


I have not found that true with their visa cardSmiley Sad

EXP 753 TU 781 EQ 733
Message 10 of 10
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