and he works at USAA.
My wife and I were just approved for $20K combined CL's for USAA Amex within 2 minutes of each other - she by phone and me on line. In 3 months we should qualify qualify for the 3X CLI. Her Fico8 is in the low 700's and mine is in the high 700's. The only debt we have is $90K on our mortgage which is already paid down to 90% of the original balance after less than a year.
