So the wife had a public record that has given her the blues for a couple of years. After going through hoops we got it removed from all three bureaus 🤗 She has 2 c1 cards and 2 store cards (lane Bryant and Catherine's... wish they could be combined)! I make the payments faithfully as I do my own. I've worked with and babies her credit for about 2 years now.
She app'd for chase freedom unlimited and it went pending. Called today and was approved for 2k.
She felt froggy and app'd for sapphire and it went pending. Called the same number and answered the same questions and it's still pending... waiting for a letter in the mail to respond to.
App'd for Citi instant 1k
App'd BCE pending
This is absolutely amazing considering not so very long ago she couldn't get anything!
Credit karma says 🤔
Transunion 646
Equifax 645
Unsure of experian but had some things removed recently now it's clean!
She app'd for chase freedom unlimited and it went pending. Called today and was approved for 2k.
She felt froggy and app'd for sapphire and it went pending. Called the same number and answered the same questions and it's still pending... waiting for a letter in the mail to respond to.
App'd for Citi instant 1k
App'd BCE pending
This is absolutely amazing considering not so very long ago she couldn't get anything!
Credit karma says 🤔
Transunion 646
Equifax 645
Unsure of experian but had some things removed recently now it's clean!
@Anonymous wrote:Congrats, just FYI Credit Karma scores are not useful as no lenders use them
Tydawg... right... My scores have consistently been from 24 to 40 points higher...
Huge congrats to you and your DW... the hard work is paying off! 
Congratulations 