Yet Another X1 Card Approval

Ah-Chew228 · ‎01-27-2022

Received an email that I was eligible to apply. I couldn't link my HSBC account through Plaid. Emailed my most two recent bank statements to verify my income. Was approved for a $26,500 CL at 17%. They only did a soft pull. EX Fico 8: 771, TR Fico 8: 808, EQ Fico 8: 789.

Papa_Bear · ‎01-27-2022

Congratulations!

Gladius · ‎01-28-2022

@Ah-Chew228 wrote:
Received an email that I was eligible to apply. I couldn't link my HSBC account through Plaid. Emailed my most two recent bank statements to verify my income. Was approved for a $26,500 CL at 17%. They only did a soft pull. EX Fico 8: 771, TR Fico 8: 808, EQ Fico 8: 789.

Congrats! Do they normally only do a SP?

wildboys · ‎01-28-2022

Congratulation on your X1 approval.

@Gladius wrote:
@Ah-Chew228 wrote:
Received an email that I was eligible to apply. I couldn't link my HSBC account through Plaid. Emailed my most two recent bank statements to verify my income. Was approved for a $26,500 CL at 17%. They only did a soft pull. EX Fico 8: 771, TR Fico 8: 808, EQ Fico 8: 789.
Congrats! Do they normally only do a SP?

Ghost_host999 · ‎01-28-2022

Congratulations!! They did a SP for me the day of approval. Got the HP 2 days later.

Starting FICO 8 Score (May 2020) : EQ-535, TU-550, EX-542
Current FICO 8 Score (May 2022) : EQ-718, TU-730, EX-724
Goal Scores: EQ-750, TU-750, EX-750

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Ah-Chew228 · ‎01-28-2022

I woke up to an alert that they tried a hp against my EX. Well that's a bummer.

M_Smart007 · ‎01-28-2022

Congrats!!

Ah-Chew228 · ‎01-28-2022

They attempted a hp this morning.

gdale6 · ‎01-28-2022

Grats on the nice SL and great ficos

cashorcharge · ‎01-28-2022

That's terrific!! Congratulations on your X1 Approval!! 🎉🥂👏