Yowza. After seeing @Crowhelm's Chase Amazon Prime Auto CLI post, I decided to take a look at my Chase account, and saw my limit was bumped 2.25X, from my SL of $2,000 to $4,500!
Some DPs:
After getting more familiar with Chase Ultimate Rewards points and how that could benefit me in the future, I've decided to deepen my relationship with Chase in hopes of eventually getting more cards with them, particularly a Sapphire Preferred and/or a Freedom Flex. I'm currently in 6/24 jail until at least November, but I'm aware that they sometimes grant exceptions for their better customers. In hopes of becoming one of those "better customers," I opened a checking account with them last month after getting an offer for a $225 bonus and a minimum of 2% cash back (instead of a minimum of 1%) for using the Prime card through the end of the year.
Truth be told, I was hoping for a CLI to at lest $5K. That would make the Prime card my highest limit card, and potentially help with getting a C1 Venture X, since they presumably look for history managing a card with that limit. But I'm happy to take $4,500! That makes it equal to my WF Active Cash, which was my highest limit card before Chase matched it.
I've had the Prime card since late August 2021, and I've always put at least a few hundred dollars worth of spend on it every month, paying it off before the due date. And since opening the checking account (and getting the extra cash back), I've been putting most of my spending on it, so far nearly $1,000 in the last month.
I'm sure that all these factors, plus my increasing credit scores and income, played a part. I also supsect that my hitting my 6 month anniversary for the card triggered a CLI review.
(I sure could have used the higher CL when I purchased a MacBook Pro from Amazon back in December! The CL on the card was too small to handle it, and I actually used the WF card. Chase told me they wouldn't be able to do a CLI unless they did a HP, and I decided at the time that it wasn't worth it.)
Current income is $53K. My FICO8 scores are:
EQ: 702
TU: 704
EX: 707 (just went up 11 points today)
I haven't received an email yet from Chase, so I suspect the CLI may be less than 24 hours old.
I'm going to celebrate my awesome Chase CLI by not putting any new purchases on the card for at least the next 2 hours. 😂
