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You Down With CSP? Yeah You Know Me!

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Valued Member

You Down With CSP? Yeah You Know Me!

So thanks to all the help and info in this forum I went from being in heavy credit card debt to being approved for a Chase Sapphire Preferred! 

 

I applied via an invite from forum member ram8704 and was instantly approved for $7500 and was able to call in during my activation and get it pushed up to $9000. They did mention they would have to pull another fresh report to do this. I haven't seen the alert yet for that INQ, but I'll update if I see it hit my report.  APR is 23.99 (originally was 23.74% but the prime rate went up.) I PIF via statement balance. 

 

At the time of applying my UTIL was under 30% on every card and 19% overall. I believe they used my Bankcard 8 score with Experian which is 715. The reason I figure this is that I also applied for an Ink Business Preferred and was denied for too many apps at the same time for Chase (was the only other app besides CSP). The denied letter came with my score which matched my bankcard score. I'm going to go after IBP later this year as it will be easier for me to hit the bonus with the end of the year spending I will be doing. As far as my current TL you can check my sig and hover over the cards to view the CL for those. Those were the numbers at the time of applying. I am also under 5/24.

 

Let me know if you guys have any questions I may not have answered here.

 



      
20 REPLIES 20
New Contributor

Re: You Down With CSP? Yeah You Know Me!

Congrats welcome to the CSP club!!!


EX08 749 EQ08 735 TU08 746 Total Credit Line: $49,100Utilization: 8%Inquiries: EQ2 EX2 TU2
Message 2 of 21
Community Leader
Mega Contributor

Re: You Down With CSP? Yeah You Know Me!

CongratsSmiley Happy nice title, had me singingSmiley Happy
#ChaseCreditCardHobby Enthusiast
2022
!
Message 3 of 21
Community Leader
Senior Contributor

Re: You Down With CSP? Yeah You Know Me!

Nice op! When I saw the title, I thought you were AJC!  Lol

Got some pruning to do... No more new cards!
Message 4 of 21
Community Leader
Super Contributor

Re: You Down With CSP? Yeah You Know Me!

oh great, now that song is stuck in my head...LOL..

Congrats on the approval!

My rebuild worked for me, but won't necessarily work for you!
BK7 D/C- 08/2013
Message 5 of 21
Community Leader
Mega Contributor

Re: You Down With CSP? Yeah You Know Me!

Lol Justa, i tried for some sort of snazzy congrats but must be my Sunday bluesSmiley Wink. OP hit it out of the park.

C IS FOR CREDIT, S IS FOR SAPHIRE, THE LAST P WELL THATS NOT SO SIMPLE.....Smiley Happy
#ChaseCreditCardHobby Enthusiast
2022
!
Message 6 of 21
Contributor

Re: You Down With CSP? Yeah You Know Me!

gratz! i've had my eye on it for a year but i refuse to be stuck with 23 % apr.  I went for venture 13.99%

Equifax: 704 TransUnion: 710 Experian: 706
Message 7 of 21
Frequent Contributor

Re: You Down With CSP? Yeah You Know Me!

Congrats!

Message 8 of 21
Established Contributor

Re: You Down With CSP? Yeah You Know Me!

Isn't that like going and charging up $10,000 worth of goods and not paying the bill?  Chase Sapphire's Property?

Message 9 of 21
Valued Contributor

Re: You Down With CSP? Yeah You Know Me!

What TF did chase expect to learn pulling your report twice in the same hour? For a 1,500 increase?? Seriously?Smiley LOLsmileylol:

Message 10 of 21
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