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Hi all!
Just sharing my experience. I've been with amex since 2017 and have 4 personal cards total with them. Always PIF and pretty much use my BCP as an every day card, running around 2500 per month through it. Hit my six month mark and applied for a CLI, went from 27k to 37k instantly. I thought that I had read that 35k was almost always going to trigger IV but somehow I've bypassed it, luck I guess lol. Anyways, scores are around 720-730 on my bureaus and 150k available credit at 4% utilization for those who are curious. Huge thank you to everyone on this forum, has helped me for years.
@Anonymous wrote:Hi all!
Just sharing my experience. I've been with amex since 2017 and have 4 personal cards total with them. Always PIF and pretty much use my BCP as an every day card, running around 2500 per month through it. Hit my six month mark and applied for a CLI, went from 27k to 37k instantly. I thought that I had read that 35k was almost always going to trigger IV but somehow I've bypassed it, luck I guess lol. Anyways, scores are around 720-730 on my bureaus and 150k available credit at 4% utilization for those who are curious. Huge thank you to everyone on this forum, has helped me for years.
Grats on your 10k bump up! Yes there have been a few posts of people exceeding the 35K over the last 2 weeks without POI required, they may have loosened up on that for some depending on your overall profile.
Congratulations on your Amex CLI!
Congrats on the increase!
Congratulations on your CLI!
Congrats on your stellar AMEX limit, and thank you for sharing your DPs for IV!
Congrats on your CLI!
Congrats on the AmEx CLI.
@Anonymous wrote:... applied for a CLI, went from 27k to 37k instantly ...
Should we interpret this to mean you got approved for exactly what you initially requested (thus might have been eligible for more)? And Congrats! on the CLI & thanks for the DPs.
You interpreted correctly, I only requested 37k but didn't want to be too greedy thank you!!
@Anonymous wrote:
@Anonymous wrote:... applied for a CLI, went from 27k to 37k instantly ...
Should we interpret this to mean you got approved for exactly what you initially requested (thus might have been eligible for more)? And Congrats! on the CLI & thanks for the DPs.