...and back to the garden I go!

[Adkins]

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@K-in-Boston wrote:

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@Adkins wrote:

*coughs* I prefer the escape tunnel...

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Ewww it's so dirty in there.  I love how this can still totally be on-topic since garden is right there in the title of the thread.  

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Play in the dirt, get a HP! We all have fun down there! 🎈

[Cherekas]

Way to go! I'm shooting for the $100k club as well but with my current accounts. I'm already at $77k and with my new Amex accounts (havent had them 6 mos yet) I'm sure I can get there soon. I have mostly all the cards I want/need, 2017 was great credit wise. So now I'll just garden what I have and grow my limits. 

[tcbofade]

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@Cherekas wrote:

Way to go! I'm shooting for the $100k club as well but with my current accounts. I'm already at $77k and with my new Amex accounts (havent had them 6 mos yet) I'm sure I can get there soon. I have mostly all the cards I want/need, 2017 was great credit wise. So now I'll just garden what I have and grow my limits. 

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I imagine that I'll hit the $100k mark later in 2018.  JUST opened the second card at NFCU, so I imagine it'll qualify for a CLI mid April or so.

Might try for the elusive 3rd Navy card later in the year...  I dunno.

[AverageJoesCredit]

Nice job tcbo

[Anonymous]

Congrats, that is awesome.     Can you explain to me what a CLI is....  Can't seem to get one 

[Anonymous]

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@K-in-Boston wrote:

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@Anonymous wrote:

I hope to be there some day. I tried to hang out in the garden but got the boot for doing a SSL without a HP. I thought gradening was about not incurring HP's but I was wrong.

Gardening is about avoiding HPs and not opening new trade lines.  You are welcome back at any time.  We like to say that it's an open door policy, but as you can tell from certain people like @tcbofade and myself, it's sometimes more of a revolving door policy.

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  I feel so left out j/k.         I felt like the revolving door there for a few months lol

[Anonymous]

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@tcbofade wrote:

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@Cherekas wrote:

Way to go! I'm shooting for the $100k club as well but with my current accounts. I'm already at $77k and with my new Amex accounts (havent had them 6 mos yet) I'm sure I can get there soon. I have mostly all the cards I want/need, 2017 was great credit wise. So now I'll just garden what I have and grow my limits. 

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I imagine that I'll hit the $100k mark later in 2018.  JUST opened the second card at NFCU, so I imagine it'll qualify for a CLI mid April or so.

Might try for the elusive 3rd Navy card later in the year...  I dunno.

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I know all profiles are different, but its not that hard to get.  

[tcbofade]

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@Anonymous wrote:

Congrats, that is awesome.     Can you explain to me what a CLI is....  Can't seem to get one 

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...says the one with "NFCU x4, PenFed X3" in their signature line....  

PenFed doesn't like me a bit.

[Anonymous]

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@tcbofade wrote:

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@Anonymous wrote:

Congrats, that is awesome.     Can you explain to me what a CLI is....  Can't seem to get one 

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...says the one with "NFCU x4, PenFed X3" in their signature line....  

PenFed doesn't like me a bit.

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Lmao...   I've had one 2k CLI from navy and I've been with them 9 months.  NP to give me another card with a killer SL, but a CLI is like a unicorn...   Mythical creature, impossible to catch.   

Pen I had for almost 6 months before I asked them and its only a card and oloc with a low limt, and auto refi.    Nothing like all that navy has, in spite of barely a CLI ever.     Fico 9 has treated me well

[Meanmchine]

CLI = Credit Line Increase