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another Wally CLI...

j_casteel
Valued Contributor

another Wally CLI...

Received a 3x CLI in December 2012 to make it a whopping $450 CL. I used the LUV button on the Wally site and got the typical message about not being able to process my request so I decided to call underwriting and talked to a very nice English speaking lady with a hint of Indian accent. I requested to double my limit to $900. She asked me the basic questions put me on hold for about 1min and came back and said my request was granted and available immediately. I asked about the online button vs. calling them and she suggested that I always call in for better results. I joked and said that was easy and maybe i should have asked for more and she said she could request another since the $900 was approved. So i just said sure try for $2000 (laughing on the inside) sure enough it came back denied but oh well. At least I doubled my limit today, and will hope to double again in 4mths. I'll get a letter letting me know why i couldn't get the increase..I'm sure it will be the one that says, not enough experience at current limit.

 

 

Learning from my past and rebuilding..

BK discharged 1/10/17
scores: EQ 659 | TU 630 | EX 659

QS 3.8K | WF 500 | Cabela's 3k | ACU 500 |

Message 1 of 7
6 REPLIES 6
londonhogfan
Contributor

Re: another Wally CLI...

congrats! 



I'll be in the garden... FICO Score | TU-08: 732 in May 2013
Message 2 of 7
Deltadog03
Established Contributor

Re: another Wally CLI...

Congrats!  May I ask what your TU Fico was when you applied for the card?  I am curious because I really want to get that card to round out my 3 cards (for now).  Thank you!  and congrats again!

EQ8: 646 EQ5: 652 V3.0: 665 **8/2015
TU8: 635 TU4: 700 V3.0 :663 **8/2015
EX8: 636 EX3: 670 V3.0: ? **8/2015
CCD Util 35%

Message 3 of 7
j_casteel
Valued Contributor

Re: another Wally CLI...


@Deltadog03 wrote:

Congrats!  May I ask what your TU Fico was when you applied for the card?  I am curious because I really want to get that card to round out my 3 cards (for now).  Thank you!  and congrats again!


When I got approved for the card and received it in the mail I immediately signed up for the free TU FICO on wally's website and they had me at 608, and its been climbing ever since.

Learning from my past and rebuilding..

BK discharged 1/10/17
scores: EQ 659 | TU 630 | EX 659

QS 3.8K | WF 500 | Cabela's 3k | ACU 500 |

Message 4 of 7
Cadillac-XTS
Established Contributor

Re: another Wally CLI...

Congrats

Message 5 of 7
Deltadog03
Established Contributor

Re: another Wally CLI...

Thank You very much!  I appreciate it!

EQ8: 646 EQ5: 652 V3.0: 665 **8/2015
TU8: 635 TU4: 700 V3.0 :663 **8/2015
EX8: 636 EX3: 670 V3.0: ? **8/2015
CCD Util 35%

Message 6 of 7
Epcot
Valued Contributor

Re: another Wally CLI...

Congrats on the increase.

Starting Score: EQ 717 EX 724 TU 736
Current Score: EQ 832 EX 815 TU 816
Message 7 of 7
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