No credit card required
Browse credit cards from a variety of issuers to see if there's a better card for you.
I applied for the green charge card for amex and was approved then i tried applying for the delta gold card since i would be more comfortable with using a revolving card instead of a charge card. What can i do to better my chances and when should i apply for the delta gold card again?
They trust you with a charger, but not a revolver, so it's the bottom of the ladder for you in Amexland. They'll want to see how you do, and "get comfortable with you," and I'd say after six months, to a year is the make/break point to move.
Why were you denied? Did you try to RECON it?
What are your scores? Util? INQ's? Baddies?
Congrats on the Green!
You should receive a letter of denial explaining why you were declined for the Delta card. From there, it's just a matter of working on those issues.
Congrats. Do you know, if they have pulled all three cr? If so, it was a borderline approval. Use your Green wisely, pay off in large sum. Give them a little time (6 months) and you should be good for a revolver.
+ ( a lot )
Ive been trying to build up my credit for hte last 6 months and i tried applying recently for a chase freedom and an amazon store card which i got approved for both. I thought it was worth a try going for an amex . The only baddie i have is a late payment two years ago and my util was around 40 percent which i should have lowered first. But i will work on these so i can better my chances in 6 months. Also how do they determine how much you can spend on a charge card ?
Thank you guys so much for all your help
@sihyunghan wrote:I applied for the green charge card for amex and was approved then i tried applying for the delta gold card since i would be more comfortable with using a revolving card instead of a charge card. What can i do to better my chances and when should i apply for the delta gold card again?
I was in the same boat as you. I used my Green Card heavily, of course PIF once the payment was due. After my third payment I was app'd and was approved for the Platinum Delta Card