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barclays ring approved!!!

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jaeproc
Contributor

barclays ring approved!!!

Hey fellow forum members. I applied last night for the barclays ring mastercard, I was initially declined but after a 3 minute phone call to recon I was approved for $2000 .  Transunion fico score 676, 1 unpaid 6 year old collection for $900,14 percent uti,and Aaoa 1 year 2months.  Well hopefully this helps anyone thinking of applying for this card.  GOOD LUCK!

Message 1 of 28
27 REPLIES 27
BluePoodle
Valued Contributor

Re: barclays ring approved!!!

Congrats on your new card!

CapOne $7500 | Discover $8500 | Amex ED $25K | Barclay SM $5700 | Chase Disney $500 | Chase Slate $5K | Target $3K | Hilton Amex $2K
Gardening Since 4/3/2017
Message 2 of 28
coldnmn
Mega Contributor

Re: barclays ring approved!!!

Congrats! Thanks for sharing.

 

 

Discover IT $17k / US Bank Ace (VSig) $13.5K / US Bank Cash+ (VSig) $13.5k
Sam's Mastercard $15k / Walmart Mastercard $10k / Blispay $7.5k PayPal Ex MC $10.8k
CareCredit 5k / Husq $5k / Cap1 QS $4.5k / Barclay Ring $5.35k / Citi DC (WMC) $12k
Gardening Date 7/01/16 / MyFico 08: EQ 801 / TU 777 / EX 771 / 06/08/17
Message 3 of 28
jaeproc
Contributor

Re: barclays ring approved!!!

Hey cold I noticed you have the ring card. How's the program/benefits thus far?  Thanks for the thanks lol.

Message 4 of 28
jaeproc
Contributor

Re: barclays ring approved!!!

Thank you blue!

Message 5 of 28
baller4life
Super Contributor

Re: barclays ring approved!!!

WOW Congrats!! I may just have to pull the trigger on this card. Was going to wait.
Message 6 of 28
jaeproc
Contributor

Re: barclays ring approved!!!

I say go for it baller as long as your utilization is low, and no recent delinquencies/derogatory you should be fine. The nice lady at recon only had 1 question and that was about my amex reporting a $1000 balance on a 3000 limit. I just told her I have 15 months no Apr and that I will be paying it off by the next statement cycle.

Message 7 of 28
coldnmn
Mega Contributor

Re: barclays ring approved!!!


@jaeproc wrote:

Hey cold I noticed you have the ring card. How's the program/benefits thus far?  Thanks for the thanks lol.


Not much for benefits other than 8% and that's why I got it. Mine started at $1k and got a CLI every 6 months but didn't get one at 2 years. It seems strange as I just got auto CLI on my US Bank cards that are much more conservative and they were $4k and $4.5k.

Discover IT $17k / US Bank Ace (VSig) $13.5K / US Bank Cash+ (VSig) $13.5k
Sam's Mastercard $15k / Walmart Mastercard $10k / Blispay $7.5k PayPal Ex MC $10.8k
CareCredit 5k / Husq $5k / Cap1 QS $4.5k / Barclay Ring $5.35k / Citi DC (WMC) $12k
Gardening Date 7/01/16 / MyFico 08: EQ 801 / TU 777 / EX 771 / 06/08/17
Message 8 of 28
alvon123
Super Contributor

Re: barclays ring approved!!!

congrats


Message 9 of 28
ronstar7
Established Contributor

Re: barclays ring approved!!!

Congrats!

Starting scores 12/1/15 EQ 601, TU 626, EX 601

Current Scores 9/17/17 EQ 686 TU 702 EX 655 Goal 700+ across
UTL 7%
Last Inq: 9/20/17
Message 10 of 28
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