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ok , i just want to say thanks for all of the advice. I have two questions? I have listened to you guys an appleid for an amex gold card, then waited 24 hrs and appleid for a delta skymiles card. I was approved for both. Only one hard pull. My first question is how long should i wait for a CLI?
next question, i called amex before i applied via phone, and asked if i owed a balance , they said no. Amex said i had an open/closed account from 2007-2012 with good history, cards were approved , but the next couple of days, i got a credit alert stating my scores dropped 40 points. I looked, and amex removed the previous accounts on the credit report. My question was why did amex do such a thing? but when i log into my amex portal is says customer since 2007 ????????