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@tld409 wrote:
@slap_happy wrote:well, my 30 days was up on 12/21 so I called in and spoke to a CA, mentioned that they gave me a CLI almost a month ago bla bla bla, I mentioned that I would like to do a balance transfer as I have a offer of 0% APR till 5/15 etc. she told me that they can still use the same CR that they pulled on 11/21
she asked how much I wanted I asked for $20k again.... she came back with $14,000! I said ok... so I went from $5000 to $14000 with only 1 HP!
now, I will add that when I got the first one, I was carrying a $4000 balance on my BOA 321 since it was the middle of my cycle, I have since paid that on 12/08
so since my last CLI a payment of $4633.51 was added since then plus in reality another month of history.
I must say, BOA has shown me some love!
Congrats! That was really smart on your end
Wish I would have known this when I requested my first cli with them back in June.
you know, this is just proof that "it does not hurt to ask" by asking I got an additional $2600, the worst she could have said was "sorry but we cannot at this time"
again, Im sure this is not a "normal" thing but why not ask. right ![]()







Congrats X2