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capital one approval

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capital one approval

i have a currently cap 1 secured card with $200 limit.I opened this account back in november.Now I m trying to get an unsecure cap 1 card but they won't approve me.They won't even pull my credit and it says ''recent application''.It has been 3 months already.What should i do?

Message 1 of 9
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Senior Contributor

Re: capital one approval


@murat533 wrote:

i have a currently cap 1 secured card with $200 limit.I opened this account back in november.Now I m trying to get an unsecure cap 1 card but they won't approve me.They won't even pull my credit and it says ''recent application''.It has been 3 months already.What should i do?


6 months in between applications. Can't apply for another account within 6 months of opening one.

 

This will probably get put in the credit card forums.

Message 2 of 9
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Frequent Contributor

Re: capital one approval

I think it's 6 months between apps now.
2/2019 - EQ 789// TU 777 // EX 783
3/2016 - EQ 615 // TU 605 // EX 621
155k CC, 9 accounts.
Message 3 of 9
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Member

Re: capital one approval

Cap 1 never used to be like this.I had cap 1 before.
Message 4 of 9
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Community Leader
Mega Contributor

Re: capital one approval

Unfortunately, things seem to have changed with Cap One. If you got your secured card in November, maybe try again in April or May?
Message 5 of 9
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Member

Re: capital one approval

Which one should I try?Platinum or Silver one?
Message 6 of 9
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Senior Contributor

Re: capital one approval


@murat533 wrote:
Which one should I try?Platinum or Silver one?

Thats up to you.

 

The Platinum has no annual fee. (No rewards)

 

Quicksilver One has an annual fee($39). (Rewards Card)

 

 

Message 7 of 9
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Established Contributor

Re: capital one approval

Get the Platinum, then in two months you can PC it to the QS with no annual fee.

EX680 TU 659 EQ 691
Cap1 QS-$4,500 Chase Freedom Visa- $800 Chase Freedom Unlimited- $500 Victoria's Secret- $2000 Citi DC- $800 Amazon Store Card- $3,500 AMEX Hilton Honors-$1,000 Discover It-$1,000 Wal-Mart MC $290 Chase Sapphire Preferred-$5,000 NFCU Flagship $10,000 AMEX BCE-$1,000 AMEX Gold-NPSL
NFCU SSL $88/1005
Message 8 of 9
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Valued Contributor

Re: capital one approval

Hi Murat.  Cap 1 now requires six months between credit card approvals. You have to wait another three months or so. 

 

Edited to Add: I'm a little a late on this. When I first clicked, it didn't show that there were any other posts. Sometimes my computer acts funky. 

"Hover mouse over cards to see CL and APR info"


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