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cli’s, cld, an approval and a question

JoMellow
Established Contributor

cli’s, cld, an approval and a question

 

Neiman’s CLI – from $19k to $25k

Target CLI – from $800 to $1,200

WalMart CLI from $8k to $12k

Discover CLI from $32,300 ti $34,300

and a cld from Care Credit from $7,200 to $6,000 (lack of use)

 

Also, since was at the 60 day mark with PenFed, I app’d the Platinum Rewards – approved $5k

 

Its seriously time to start closing some cards… (been saying that awhile) I just don’t have that many that I don’t ever use. Except Care Credit – which explains the cld.

 

Also - does anyone know if Elan is combining the Fidelity Visa’s? I have 2 now since I had the Amex and the Visa from FIA and would prefer just to have one.

Original Scores: EQ FICO 645, TU 672, EX FICO 663 (4/2014)
Current Scores: EQ FICO 824, TU 840, EX FICO 826 (3/2018)
Message 1 of 12
11 REPLIES 11
Super_AL
Valued Contributor

Re: cli’s, cld, an approval and a question


@JoMellow wrote:

 

Neiman’s CLI – from $19k to $25k

Target CLI – from $800 to $1,200

WalMart CLI from $8k to $12k

Discover CLI from $32,300 ti $34,300

and a cld from Care Credit from $7,200 to $6,000 (lack of use)

 

Also, since was at the 60 day mark with PenFed, I app’d the Platinum Rewards – approved $5k

 

Its seriously time to start closing some cards… (been saying that awhile) I just don’t have that many that I don’t ever use. Except Care Credit – which explains the cld.

 

Also - does anyone know if Elan is combining the Fidelity Visa’s? I have 2 now since I had the Amex and the Visa from FIA and would prefer just to have one.


Congratulations to you!...Thanks for sharing.Smiley LOL

Smiley Happy (BANK OF AMERiCA CA$H REWARD$ ViSA SiGNATURE) (CHASE AMAZON ViSA SiGNATURE) (CAPiTAL ONE QUiCKSiLVER ViSA SiGNATURE) (CiTi DOUBLE CA$H WORLD MASTERCARD) (BARCLAYCARD UPROMiSE WORLD MASTERCARD) (SYNCHRONY MARVEL MASTERCARD) (AMERiCAN EXPRESS BLUE CA$H EVERYDAY) (DiSCOVER iT NHL)
Message 2 of 12
Musiclover
Super Contributor

Re: cli’s, cld, an approval and a question

Congratulations! (Sorry, I can't help with your question.)


Daily Drivers: Penfed Platinum Rewards; NFCU GoRewards; Discover..
Message 3 of 12
CreditCuriosity
Moderator

Re: cli’s, cld, an approval and a question

Congrats.

 

With regards to your elan questions.  I believe they stay two serperate visa's whether you can combine CL's I am unsure.  I know MIA has two visa signatures as well as she use to have the Amex along with the Visa from FIA.

Message 4 of 12
JoMellow
Established Contributor

Re: cli’s, cld, an approval and a question


@Super_AL wrote:

@JoMellow wrote:

 

Neiman’s CLI – from $19k to $25k

Target CLI – from $800 to $1,200

WalMart CLI from $8k to $12k

Discover CLI from $32,300 ti $34,300

and a cld from Care Credit from $7,200 to $6,000 (lack of use)

 

Also, since was at the 60 day mark with PenFed, I app’d the Platinum Rewards – approved $5k

 

Its seriously time to start closing some cards… (been saying that awhile) I just don’t have that many that I don’t ever use. Except Care Credit – which explains the cld.

 

Also - does anyone know if Elan is combining the Fidelity Visa’s? I have 2 now since I had the Amex and the Visa from FIA and would prefer just to have one.


Congratulations to you!...Thanks for sharing.Smiley LOL


Thank you Smiley Happy 

Original Scores: EQ FICO 645, TU 672, EX FICO 663 (4/2014)
Current Scores: EQ FICO 824, TU 840, EX FICO 826 (3/2018)
Message 5 of 12
JoMellow
Established Contributor

Re: cli’s, cld, an approval and a question


@Musiclover wrote:

Congratulations! (Sorry, I can't help with your question.)


Thanks, Musiclover Smiley Happy

Original Scores: EQ FICO 645, TU 672, EX FICO 663 (4/2014)
Current Scores: EQ FICO 824, TU 840, EX FICO 826 (3/2018)
Message 6 of 12
JoMellow
Established Contributor

Re: cli’s, cld, an approval and a question


@CreditCuriousity wrote:

Congrats.

 

With regards to your elan questions.  I believe they stay two serperate visa's whether you can combine CL's I am unsure.  I know MIA has two visa signatures as well as she use to have the Amex along with the Visa from FIA.


Thanks, I think its probably a no - but its ok, I think of worse things than having 2 of the same cards Smiley Happy 

Original Scores: EQ FICO 645, TU 672, EX FICO 663 (4/2014)
Current Scores: EQ FICO 824, TU 840, EX FICO 826 (3/2018)
Message 7 of 12
Mia25
Senior Contributor

Re: cli’s, cld, an approval and a question


@JoMellow wrote:

 

Neiman’s CLI – from $19k to $25k

Target CLI – from $800 to $1,200

WalMart CLI from $8k to $12k

Discover CLI from $32,300 ti $34,300

and a cld from Care Credit from $7,200 to $6,000 (lack of use)

 

Also, since was at the 60 day mark with PenFed, I app’d the Platinum Rewards – approved $5k

 

Its seriously time to start closing some cards… (been saying that awhile) I just don’t have that many that I don’t ever use. Except Care Credit – which explains the cld.

 

Also - does anyone know if Elan is combining the Fidelity Visa’s? I have 2 now since I had the Amex and the Visa from FIA and would prefer just to have one.


Very nice job, congrats on the CLI's

 

I am curious about combining FIA visa's. I have two and I am not sure if they will let me have just one close to $100 K

Message 8 of 12
Vegas4Play
Valued Contributor

Re: cli’s, cld, an approval and a question

Congrats on your CLI's

Fico 8's TU 756/ EQ 754/ EX 743- 8/2020// AAoA 5.7 years // Lines August 2020 = 619k Personal - Business 61k // Inquiries 6 TU - 0 Exp - 0 Eq.
Message 9 of 12
JoMellow
Established Contributor

Re: cli’s, cld, an approval and a question


@Mia25 wrote:

@JoMellow wrote:

 

Neiman’s CLI – from $19k to $25k

Target CLI – from $800 to $1,200

WalMart CLI from $8k to $12k

Discover CLI from $32,300 ti $34,300

and a cld from Care Credit from $7,200 to $6,000 (lack of use)

 

Also, since was at the 60 day mark with PenFed, I app’d the Platinum Rewards – approved $5k

 

Its seriously time to start closing some cards… (been saying that awhile) I just don’t have that many that I don’t ever use. Except Care Credit – which explains the cld.

 

Also - does anyone know if Elan is combining the Fidelity Visa’s? I have 2 now since I had the Amex and the Visa from FIA and would prefer just to have one.


Very nice job, congrats on the CLI's

 

I am curious about combining FIA visa's. I have two and I am not sure if they will let me have just one close to $100 K


One close to 100k would be AWESOME!!!  

 

I still don't know the answer, but if I find out I'll be sure to share. 

Original Scores: EQ FICO 645, TU 672, EX FICO 663 (4/2014)
Current Scores: EQ FICO 824, TU 840, EX FICO 826 (3/2018)
Message 10 of 12
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